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Wise Bread articles that are hot today.

5 Times Personal Loans May Be Better Than Credit Cards

Sometimes getting a personal loan is a better choice than using your credit cards.

By the big Three-Oh, you're no finance rookie. Leave these money mistakes in your 20s and kick bad spending habits to the curb. No excuses!

There are tons of things in your house right now that could easily be flipped for cash. It just takes a good eye and some elbow grease!

Don't let your payment history destroy your credit score. Automate your bills and watch your score soar.

If saving was easy, we'd all be saving more. Try one or more of these savings strategies and see if the habit doesn't finally stick.

Divorce doesn't only involve the distribution of assets; it involves the distribution of debts, too. Here's what to expect when you untie the knot.

When you're trying to not spend money, it can be easy to feel "stuck" at home. Don't be a hermit — do one of these fun, free activities instead.

You may have money on your mind, but these notes and coins are all but forgotten. They are still legal tender, though!

Balance transfers can help you out of debt in a hurry. Here's how to use them to clear that credit card debt.

When caring for your parents and your children at the same time, stress is bound to find you. Remember to take care of yourself, too.

Do your future you a favor and stop making these all-too-common retirement mistakes.

So your credit card offers free travel insurance? Here's why you should still pay for it anyway.

Sure, travel rewards cards can help you see the world for free, but use your points right and you can do it in extreme comfort and luxury, too.

Before you put your home on the market take a look around. Would you buy a place that looks like yours?

You know your credit score can fluctuate. But you should also know what causes this — and how you can use it to your advantage.

If you're not stacking coupons, you're missing out on some huge online savings.

If you have old photo albums collecting dust in the closet, take them out, dust them off, and put them to good use!

They say owning a pool is not worth the headache, but you can make pool ownership easier — without spending a lot of money.

Don't let these myths prevent you from getting an IRA — the most important savings account you may ever have.

A home in an HOA may come with fabulous amenities, services, and sense of community. It will also come with a cost.