Hot Today

Wise Bread articles that are hot today.

What Does It Take to Become a CFP?

Financial adviser and Certified Financial Planner are not the same thing. Jeff Rose, CFP for WiseBread.com explains what it takes to earn the CFP designation.

Using PAPER Coupons When You Order Online

Even if you live the all-digital lifestyle, don't put away those scissors yet. Some Web sites are now taking manufacturers' coupons.

Using Your Roth IRA as an Emergency Fund — Ever a Good Idea?

You know you need an emergency fund, but you just don't have one. When "disaster" strikes, where can you turn for fast cash? Your Roth IRA can help.

Should you skip a mortgage payment to get a bank's attention?

The Obama administration announced a foreclosure prevention and mortgage reduction program about two months ago, and as of April less than 1000 loans have been refinanced under th

10 Tips for Landing an Gig Online

Getting hired online is easier now than it ever was. If times are tight for you, you may find yourself looking for ways to make extra cash. The bad news is that everyone else is do

Little Road Trips Here and There: Little Savings Everywhere

While we’ve been pondering shorter vacations, staycations, and the like, there is nothing like the great American road trip to feel truly connected to this great land of ours. It d

21 Decisions You'll Never Regret Making

Put life's regrets aside for a moment and focus on these anti-regrets. You don't want to look back on your life and say, "I wish I did that!" right?

Buy Your Groceries European-Style

Instead of planning a menu in advance, I go to the store and look around to see what looks good. That way, I can get whatever's fresh and cheap.

6 Simple Ways to Make a Fantastic First Impression

You know first impressions matter most — and that can make a tense situation worse. Master the art of meeting people with these simple rules.

5 Costly Credit Card Mistakes You Might Be Making

Want more from your credit cards? Change these bad habits

Is an All-Cash Diet Right for You?

Budget in the red again? Quell your craving to overspend with plastic with an all-cash diet instead.

These 6 Instragrammers Are Getting Rich by Traveling the World

These Instagrammers are traveling the world, taking gorgeous pics, and raking it in — maybe you can join them!

The Only Money Advice You'll Actually Listen To

The only financial advice you need is the advice you'll actually listen to. How do you find that best advice?

10 Ways You're Wasting Time Without Realizing It

Where has the day gone? Maybe you've wasted it on one or more of these little time sinks.

5 Money Lessons People Learn at Their First Job

A first job teaches plenty about getting and keeping a job. A first paycheck teaches us a few things about getting and keeping money, too.

7 Smart Money Challenges You Can Totally Do

Want to save some serious cash this week, month, or year? Well, have we got some challenges for you!

10 Books to Read for a Better Money Mindset

Struggling to stay true to your higher-self financial goals? Any of these reads can reset your money mindset.

6 Financial Steps to Take When Your Aging Parents Move In

Your parents have always taken care of you — now you want to return the favor. These money moves will help you care for them at home.

The 10 Most Productive Ways to Spend Your Lunch Hour

Lunch is the most important hour of the workday. Make the most of your time by making it all yours — and not the man's.

How to Get Out of Social Obligations That Break Your Budget

Stressed out over how to handle those birthday parties, weddings, and social invites you can't afford? Learn how to bow out gracefully.