Hot Today

Wise Bread articles that are hot today.

Peak Debt and Income

When stimulating the economy, is it better to invest in the rich or the poor? Learn whether supply- or demand-side techniques are best.

How to Save Money for College

There are several different options for building a college fund that will cover part or all of a student's college expenses.

10 Financial Perks of Marriage

Have you heard the stories about how finances are one of the leading causes of divorce? What are people arguing about? Being married actually has some pretty good financial perks!

12 Smart Ways to Organize Old Photos

If you have old photo albums collecting dust in the closet, take them out, dust them off, and put them to good use!

Travel on Amtrak

With each move by the airlines to claw back a bit of the profit that has vanished into the twin maws of competition and higher fuel prices, and with each move by the government to

9 Ways to Reverse Lifestyle Creep

More money in your paycheck can mean more spending on stuff you don't need. Time to get things back under control.

5 Personal Loan Fees You Should Never, Ever Pay

The whole point of getting a loan is to avoid the high interest rates and added fees of a credit card. So make sure you're avoiding all of that with personal loans, too.

All About Deflation

Deflation is back in the news, and for good reason: It's a real risk.  

Emergency belt-tightening

Typical personal finance advice would have you divide your budget categories into two groups: Your fixed expenses and your discretionary expenses. I generally don't like that dis

Are You Withholding the Right Amount of Taxes from Your Paycheck?

Does tax time leave you with a huge refund or a huge bill? Your withholding is off. Here's how to fix it.

Coverdell Education Savings Accounts

The Coverdell Education Savings Account (also known as the Coverdell ESA) is a college savings option that allows you to save money towards your child's college expenses with tax a

Make Your Computer Faster Instead of Buying a New One

Buying a new computer is exciting, but paying for it is not. I'll walk you through five easy steps that'll have your PC cruising like it was fresh out of the box.

How to Get Paid to Take Online Surveys

Get tips for finding legitimate online paid surveys plus a ranking of the best survey sites that really pay.

3 Ways Millennials Can Avoid Financial Fraud

Elders aren't the only targets of financial fraud. Even young folks need to know how to protect themselves.

Credit Card Signatures Are Going Away — Should You Be Worried?

Major credit card networks are eliminating the need for signatures at the point of sale. What does that mean for you?

8 Vile Craigslist Scams to Watch Out For

Although 99% of the ads on Craigslist are legit, some are designed to scam you. Recognize these eight common Craigslist scams and avoid becoming a mark.

40 Rice Cake Topping Ideas

Rice cakes are low cost, low calorie, and largely low flavor. Dress them up with responsible-sized helpings of these delicious toppings.

5 Easy Ways to Avoid Common Spelling and Grammatical Errors

Spelling and grammar miscues are embarrassing and irksome — and maybe even career threatening. Trap those errors before they trip you up with a few simple tricks.

The Fiduciary Rule Is Under Review — How Will This Affect Your Investments?

The Trump administration is holding the fiduciary rule in limbo. How could this affect you and your retirement?

Best Lenders for Personal Loans

Whether you face unexpected expenses or are just shopping the best rate, there's a personal loan available to suit your needs.