Hot Today

Wise Bread articles that are hot today.

Book review: The Drunkard's Walk

The human brain has a powerful capability to spot patterns. It's so good at spotting patterns, it can spot patterns that aren't even there. It's this fact that makes randomness--

Not free to be poor

Nobody wants to be poor. It's a dangerous and constrained position to be in. But there are people out there (me, for instance) who are relatively happy to live at a fairly low st

How Credit Inquiries Affect Your Credit Score

Not all credit inquiries will affect your credit score. Here's what you need to know about those that do and those that don't.

Seller Funded Down Payment Assistance Charities - Scammers or Saints?

The United States House of Representatives just passed a massive mortgage bailout bill that includes many changes to the Federal Housing Administration and the Government Sponsored

Frugality and the Myth of Self-Denial

Contrary to popular opinion, frugality isn't all about self-denial. Discover how little luxuries can help keep you frugal.

Discover Bank Review: You Know the Card, but What About the Bank?

With competitive rates and all the familiar online banking products and features, Discover Bank is worth considering for your banking needs.

6 Money Moves to Make When You Move Back Home With Your Parents

A huge percentage of Millennials move back home with Mom and Dad. These money moves will help them get their financial footing.

10 Things to Do With Leftover Halloween Candy

Leftover Halloween candy can be a treat or an annoyance. If your kids came home with a huge stash, or you have many leftovers from your own home, the tummy aches can put a kibosh o

Science Shows That Saying Thanks Can Improve Your Health and Happiness

You really do have a lot to be thankful for. Discover why making a regular habit of expressing gratitude for those things is good for mind, body, and soul.

11 Ways to Prep for "Guerrilla Retirement"

More aggressive and less conventional than typical retirement plans, guerrilla retirement goes beyond the 401(k). Here's how to prepare for your own guerrilla retirement.

Website 101: How to Build a Site and Get It Online

Creating a website is easy with this step-by-step advice that takes you from idea to published product.

6 Ways Greed Is Keeping You Poor

"Greed is good," goes the famous line. After all, isn't greed a natural way to amass wealth? Not exactly.

5-Day Debt Reduction Plan: Add It Up

It's Day Two of your plan to tackle debt reduction. Time to ditch the excuses, break out the calculator, and make a game plan.

Pianos cost too much? Get a synth!

Be aware of your options! Did you know there's a wonderful world — no, UNIVERSE of sound out there which shatters the conventional stereotypes of boring piano lessons? Don't get in

7 Ways to Boost Your Energy and Get More Done

If you're sleepy, sluggish, or feeling sapped, don't just sit there — try these tricks to get your energy back up.

The new normal economy

The economy is way short of full employment, so naturally, consumer spending is down. Sooner or later employment, I think, will return to normal levels. Consumer spending will re

8 DIYs For a Sparkling Clean Bathroom

From air to toilet to tub, keep your bathroom nice and clean with these easy (and effective!) DIY cleaners.

7 Apps That Make Budgeting Fun — No Really!

Budgeting can be a bummer. Take the bore out of the chore and manage your finances from your phone with these fun apps.

15 Delicious Ways to Use Canned Corn

What can you do with a can of corn? Fry it, cream it, bake it, toss it, roast it…

10 Productivity Tips From Visionaries

How do the people who change the world get things done? Find out here, and learn how you can use their productivity tricks.