Hot Today

Wise Bread articles that are hot today.

How to Successfully Negotiate Everything With Your Kid

Negotiation is a key financial skill many of us don't learn until we're adults. Here's how to teach your kids the basics.

47 Free Things to Do Across the U.S.

See the country without putting a dent in your budget by checking out these fabulous and free activities all over the U.S.

7 Fun Cities for a 24-Hour Layover

If you're looking to break up a long trip overseas with a 24-hour layover, these cities will provide tons of one-day fun.

6 Ways Sloth Is Keeping You Poor

There's a lot more to sloth than plain laziness — and a lot more ways it's costing you money.

Manage your fixed expenses

When you think of people ruining their lives with foolish spending, it's easy to focus on the little things that add up--the meals out, the hefty bar tab, the daily Starbucks habit

Why You Should Buy Travel Insurance — Even if Your Credit Card Offers It For Free

So your credit card offers free travel insurance? Here's why you should still pay for it anyway.

How to Set Up an IRA to Build Wealth

Want to become a millionaire? All you have to do is invest $11 a day in an IRA for 40 years. Learn how to set yours up.

7 Reasons to Love That Used Car Smell

If you're willing to allow someone else to be the first to spill coffee on the upholstery, you can save thousands of dollars on your next car purchase.

5 Big Ticket Wedding Items You Should Borrow Instead of Buy

Wedding season is fast approaching. Why not make your "Something Borrowed" work to your favor (and your budget)?

3 Times to Consider Declining Your Employer's Health Coverage

Open enrollment is right around the corner, and with it comes your opportunity to make decisions that could dictate your medical expenses for an entire year. Is considering droppin

8 Smart Ways to Save on Audio Books

The only thing better than reading your favorite book is listening to the audio version. And here's how to get audiobooks on the cheap.

21 Things That Young Adults Absolutely Need to Know About Money

While most colleges and universities offer personal finance courses, only a fraction of students sign up for them. It's time for a cram session.

The 5 Best Diaper Bags

Keeping your baby clean while on the go isn't easy, but it can be. Use any of these diaper bags and you'll be prepared for any accidents that may arise.

The 12 Herbs and Spices Every Pantry Should Have

Not sure what spices to stock in your pantry? These 12 herbs and spices cover most kitchen situations — whether cooking or baking.

These 7 Exercises Are Scientifically Proven to Increase Happiness

Runner's high is a real thing, but exercise can boost overall happiness for the long term, too. Get out there and get moving!

6 Lessons on Surviving and Thriving Through Tough Times From Author Donna Freedman

Author Donna Freedman imparts her wisdom on how to live your best life on the budget you have in her new book, "Your Playbook For Tough Times, Vol. 2."

8 Tips for Going Back to School as an Adult

There's a lot more life in the way when you return to school as an adult. Here's a crash course in making it work.

Create Your Own Raise

If you haven't gotten a raise recently, maybe you need to create your own. Here's how.

Choosing Life Insurance: Term or Permanent?

What is better: buying life insurance at a low price that lasts for a certain term (typically, the income-generating part of the insured’s life) or purchasing a whole life policy f

3 Reasons Why You Should Never Buy a New Car

Before you drop big bucks on a shiny new set of wheels, consider how much smarter it can be to buy used.