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Wise Bread articles that are hot today.

401K or IRA? You Need Both

You know you should have either a 401K or an IRA. Have you considered you might need both?

My Budget Challenge 2016: How to Live Frugally When You Have No Time

Sure, saving money takes time and effort. When it comes to living frugally, if you make the time, you'll find the money.

4 Ways to Win the War Against This Summer’s Electric Bill

Energy increases are common this time of year, and with many families already struggling to pay the utility bills, it can seem more burdensome than ever. There’s no one-size-fits-

Here's How Brexit Could Affect Your Travel Plans

With Britain planning to divorce the EU, many things are up in the air — including some of your travel plans.

Can't Afford a Home Alarm System? You Probably Already Have One

Home alarm systems can be expensive. A basic alarm system can be hundreds of dollars, but chances are you already own a pretty good alternative.

The 5 Best Mattresses

Your mattress can affect how you sleep — and how you sleep can affect almost everything else in your life. Rest easy with one of these great mattresses.

Why We're So Materialistic (Even Though We Know It's Dumb)

Getting control of our spending and our finances would be a lot easier if we weren't so materialistic. So why are we?

5 Times Personal Loans May Be Better Than Credit Cards

Sometimes getting a personal loan is a better choice than using your credit cards.

5 Quick Remote Control Hacks to Save You Time and Money

If time is money, and I sincerely believe it is, then these five remote control hacks will save you a little of both. Some are time savers, others money savers, and some do both.

Declutter Now: Simple Rules You Must Follow to Stay Clutter Free

You don't have to follow ALL of these declutterifc rules to keep your place tidy — even if you just choose three or four to follow, you can start living clutter-free.

America Is the No Vacation Nation

Studies show that Americans are not using all their vacation time and are not given as much vacation time as other developed countries to begin with.

28 Ways to Have Cheap Halloween Fun

Halloween spending has come to rival the Christmas shopping season -- a boon to retailers but not so much to debt-strapped consumers. Here are some ideas for skipping Halloween exp

Best Money Tips: Have More Fun for Less Money

Today we found some great articles on having more fun for less money, ways to save $1 a day, and improving your career prospects.

19 Tips to Cut Costs by Using Your Oven Efficiently

The oven is not the most energy-efficient way to prepare your food. 19 tips to help you maximize your oven’s energy-efficiency, as well as to cut your cooking costs.

The Problem With Car Title Loans

A car title loan is one way to get cash really fast. It's also one way to lose cash, really, really fast.

The Cheapest Way to Fly to Europe

Not all frequent flyer rewards programs are created equal. Learn which programs offer the best deals on flights to Europe.

Life After Bankruptcy: What's Next?

There are repercussions to filing for bankruptcy, but like with other setbacks in life, you can recover. There is always hope!

4 Easy-to-Fix Reasons Your Savings Account Isn't Growing

Don't get frustrated by a stunted savings account. Make these moves instead to help your money grow.

The Underground Guide to International Volunteering (Review)

International volunteering is a genre of travel that is mired in misnomers. Most internet searches will reveal opportunities that cost hundreds (if not thousands) of dollars per we

This Is the Secret to Buying Electronics for Cheap

New gadgets are great — except for the price. But if you don't mind doing some homework, you can get recent-vintage gear at a great discount.