Hot Today

Wise Bread articles that are hot today.

How to Save on Summer Garden Flowers

Get big, beautiful blooms while sticking to a little, tiny budget with these frugal gardening tips.

How to Retire With Less Than $1 Million in Savings

Your nest egg doesn't reach the millions. That's OK; you can still have a happy, healthy retirement.

Cancel Student Loans to Save — and Receive an Interest-Free 120-Day Loan

What's an easy way to have less debt? Return money you don't need. In federal loan lingo, it's called "canceling" your loan, and it can save you a lot.

How to Research a Home's Location Before You Buy

Finding the perfect home is all about location, location, location. Here's how you can get the scoop on your potential new neighborhood.

Link-o-rama

Thank you, thank you, thank you to everyone who linked to our blog posts over the past week. We couldn't do it without you. And if we could, we wouldn't anyway. THAT'S how strong our love is. [more]

Always Answer the Call: Expert Advice on Debt Collection

Michelle Dunn has experience as both a debt collector and as a debtor. Get her expert advice on dealing with collections agencies.

7 Easy Ways to Calculate Your New Car Budget

A shiny new set of wheels can really loosen your purse strings. Don't hit the dealership without knowing what you can truly afford.

How to Take the World's Most Efficient Shower

When your hot water's lacking but your body odor isn't, clean off fast with this quick, water saving shower technique.

Laws the Leg-Breakers Don’t Want You to Know About

Gone are the days when debt collectors only hassled the lazy, financially inept, or the completely downtrodden and hopelessly unlucky. [more]

11 Unusual Ways to Sell Your Stuff

Don't want to just put your stuff on eBay or have a boring old yard sale? Try one of these uncommon techniques for selling your used items.

A Step-by-Step Guide for When Friends Ask for Help Being Frugal

One writer shares his five-step plan for helping friends who want to be frugal, so you can use it for your friends, too — or yourself.

Here's Why Credit Scores and Reports Are Not the Same

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

Here's How Rich You'd Be If You'd Invested $500 in FAANG 6 Years Ago

So you missed the boat on Facebook, Apple, Amazon, Netflix, and Google? Here's how much it cost you.

The 13 Craziest Cruises Ever to Sail the High Seas

Shuffleboard and bingo are so yesterday. You can see — and do — so much more when you set sail these days.

Best Store Credit Cards

Retail branded credit cards may be a wise choice for loyal customers. But what about department store credit cards?

The 8 Things That Are Always Cheaper at Target

Target is hitting the bullseye for ultra-low pricing on these eight products. Shop smart and save with these choices.

10 Smart Household Uses for Rope

Rope is so versatile for holding things in place, but you can also use it for great home decor, too. Get your knot on!

How to Tackle Your Summer Vacation Credit Card Debt

Spent a little too much money while on vacation this summer? We've all been there. Here's how to tackle it, manage it, and then defeat it.

13 Benefits of Being a Night Owl

Our culture esteems the early riser, but being a night owl has its advantages. Discover how staying up late can help you get ahead.

Is It Time to See a Marriage Counselor About Your Money Problems?

If you can't stop fighting over money, it might be time to see a marriage counselor.