Budgets tend to focus on needs--food, shelter, heat, light, transportation, and (of course) taxes. They also provide for wants, but generally the smaller, shorter-term wants--cabl
Your average thermostat can't be controlled from anywhere or learn your temperature preferences. That's why it's time to upgrade to one of these smart thermostats.
Among the Wise Bread community, I get the sense that there's a kind of "pox on both their houses" attitude to the problems in the subprime mortgage markets. People who worked thro
The only easy way to create a budget is to start with what you spent last month (and last year) and copy the numbers forward. If you don't do that, you're going to miss so
Ever since I was a child, I have been taught that when you receive a gift you should be happy about it and then give something back in return. To this day I still believe that is g
Losing a job is always tough. During hard economic times--when it may not be possible to find another job as good as the one you've lost--it's even tougher. Here are a few steps
You've been pumping money into your retirement accounts, but how do you know if you're on the right track? If these signs ring true, you're doing just fine.
Are we more employable – and ultimately happy – in our careers if we become proficient at lots of things (i.e. to generalize), or to become really good at one or two things (i.e. t
Relying too much on your financial planner may be costing you. Make sure you retire the smart way, with your interests at the forefront — and not your adviser's.
Wise Bread articles that are hot today.
Plan for your wants
Budgets tend to focus on needs--food, shelter, heat, light, transportation, and (of course) taxes. They also provide for wants, but generally the smaller, shorter-term wants--cabl
Share Your Thoughts: Consolidating Student Loans
What should one reader do to consolidate his student loan payments?
Would You Buy Off the Back of a Truck?
Have you ever bought something off the back of a truck? I have. Here are the pros and cons to off-the-truck deals.
Smart Investors Have These 6 Traits — Do You?
It takes money to make money investing, and it takes a certain kind of person. Find out if you are, and if you aren't — how to become one.
10 Ways to Save Ruined Recipes
Even the best home cooks sometimes make mistakes. Save dinner with these easy fixes for 10 common kitchen mistakes.
Free Ways to Celebrate Mother's Day
Making your mother feel appreciated shouldn't mean buying lots of stuff. Discover scores of free (or almost free) ways to celebrate that special lady.
7 Budget Items You May be Forgetting
Unexpected expenses are the worst. Get one step ahead by staying prepared for these sneaky budget busters and keep saving more.
The Cost of Finding a Treasure Chest Full of Gold
You struck gold — you're rich! Just how rich exactly? You may be unpleasantly surprised.
The 5 Best Smart Thermostats
Your average thermostat can't be controlled from anywhere or learn your temperature preferences. That's why it's time to upgrade to one of these smart thermostats.
14 Ways to Allergy-Proof Your Home
Allergy season has arrived. Is your home ready?
How the subprime lending boom hurt everybody
Among the Wise Bread community, I get the sense that there's a kind of "pox on both their houses" attitude to the problems in the subprime mortgage markets. People who worked thro
3 Times a Refinance Is the Wrong Move
A mortgage refinance can save you tons, right? Not always.
A better way to create a budget
The only easy way to create a budget is to start with what you spent last month (and last year) and copy the numbers forward. If you don't do that, you're going to miss so
Dissecting "Gift Guilt" - When Does Receiving a Gift Make You Feel Bad?
Ever since I was a child, I have been taught that when you receive a gift you should be happy about it and then give something back in return. To this day I still believe that is g
Getting by without a job, part 1--losing a job
Losing a job is always tough. During hard economic times--when it may not be possible to find another job as good as the one you've lost--it's even tougher. Here are a few steps
8 Signs Your Retirement Is on Track
You've been pumping money into your retirement accounts, but how do you know if you're on the right track? If these signs ring true, you're doing just fine.
Is It Better to Specialize or Generalize?
Are we more employable – and ultimately happy – in our careers if we become proficient at lots of things (i.e. to generalize), or to become really good at one or two things (i.e. t
Best Money Tips: Ways to Eat Well on the Cheap
Today we found some fantastic articles on eating well on the cheap, saving on airline fees, and the best and worst cities for savers.
5 Things Your Financial Planner Isn't Telling You About Retirement
Relying too much on your financial planner may be costing you. Make sure you retire the smart way, with your interests at the forefront — and not your adviser's.
Best Money Tips: Affordable Presents for Dad
Today we found some great articles on affordable presents for dad, getting a frugal start on summer, and how not to drown in student loan debt.