Is it better to pay $100 per month extra on your mortgage or make an extra payment at the end of each year? It depends on your loan balance and interest rate.
My introduction to David Bach was when I saw him speak at a financial conference a few years ago. He told an interesting story about a couple who came in for a consultation with hi
In my last article I wrote about the one aspect of the $300 billion dollar housing bailout that I thought made sense, but the full text of the bill known as H.R. 3221 is over 700
Early this morning, the Treasury announced deposit insurance for money market mutual funds, provided that the fund pays a fee. The money to provide the insurance will come from th
Various times here in my posts I've admitted to an unfortunate tendency toward smugness. It's really a negative character trait, and one that I struggle against. There are ways,
Yeah, many of us have cameras on our phones. But to really capture life's memories, you just can't beat a camcorder. Here are our picks for the five best.
Remember travelers checks? In the days before ubiquitous automated teller machines, they were a useful product. You could use them almost like cash -- but you could carry more than
Wise Bread articles that are hot today.
5 College Degrees With the Highest ROI
If making big bucks after college is your goal, don't choose just any major. Choose one of these five.
Simple Living Through Capital
There are a lot of ways to live simply. My personal favorite is living simply through capital — and it's easier to do than you might expect.
7 Life Choices That Are Actually Financial Decisions
You might think that many of life's biggest decisions come down to emotion. But they really come down to money.
What's Faster for Mortgage Payoff: $100/Month Extra or 1 Payment/Year Extra?
Is it better to pay $100 per month extra on your mortgage or make an extra payment at the end of each year? It depends on your loan balance and interest rate.
The Retirement Latte
My introduction to David Bach was when I saw him speak at a financial conference a few years ago. He told an interesting story about a couple who came in for a consultation with hi
The 5 Best Mid-Sized Cities for Millennials
You don't have to make it there to make it somewhere. Enjoy big city living without the big city cost in these five medium-sized metropolises.
How to Decide If a Membership Is Worth the Price
Before you sign up for another monthly payment, make sure that membership is worth it.
25 Ways to Boost Creativity
Feel like your brain is drained? Get inspired with these 25 tips for expanding your creative horizons.
10 Questions to Ask Before You Sell a Stock or a Fund
To sell, or not to sell? Ask yourself these 10 questions before you let go of a stock or fund.
The Questionable Aspects of The Housing Bailout Bill - H.R. 3221
In my last article I wrote about the one aspect of the $300 billion dollar housing bailout that I thought made sense, but the full text of the bill known as H.R. 3221 is over 700
Everything You Need to Know About Switching to the Cash Only Lifestyle
If seeing your spending helps you stick to budget, a cash system may be the answer you need. Here's how to make the switch to cash and carry.
Wear Frozen Clothes and 9 Other Ways to Beat the Heat
Frozen clothing is kind of an unconventional way to cool off, but this method — and others — can help you chill out and save energy this summer.
Deposit insurance for money funds
Early this morning, the Treasury announced deposit insurance for money market mutual funds, provided that the fund pays a fee. The money to provide the insurance will come from th
Credit Scores
Maintaining a good credit score is important, no matter what your financial goals are.
Turn smugness into a positive virtue
Various times here in my posts I've admitted to an unfortunate tendency toward smugness. It's really a negative character trait, and one that I struggle against. There are ways,
The 5 Best Camcorders
Yeah, many of us have cameras on our phones. But to really capture life's memories, you just can't beat a camcorder. Here are our picks for the five best.
Savings Bonds as Interest-Earning Travelers Checks
Remember travelers checks? In the days before ubiquitous automated teller machines, they were a useful product. You could use them almost like cash -- but you could carry more than
Last-Minute DIY Halloween Costumes
It's few days before Halloween, and I have given barely a thought to what I'll wear...but I have some great ideas.
7 Frugal Lessons from Great-Grandmother
You don't have to look far for great frugal living tips, just back a couple of generations.
Save Money with a Dependent Care Tax Credit and FSA
If you pay for day care or other services, you may be able to save thousands with an FSA, the Child and Dependent Care Credit, or both.