Hot Today

Wise Bread articles that are hot today.

Need Business Credit? Build Your Personal Credit First

It's not easy for entrepreneurs to borrow without giving a personal guarantee.

Slow DRIP into investing

My first-ever individual stock holding was a Duke Power (now Duke Energy) share that I acquired through its Dividend Reinvestment Plan or DRIP. [more]

Start with recurring monthly expenses

I tend to divide spending up into four categories. [more]

How to Go on Vacation Without Getting Behind on Work

Work doesn't take a vacation when you do. Learn how to leave work behind without coming back to an overflowing inbox.

Financial Math Basics You Need to Know

Do you have the math skills to manage your finances? Learn these basic concepts and calculations to help improve your financial position.

7 Ways to Get the Best Deals on Groupon

Before grabbing that Groupon, do some homework. With just a little effort, you can turn a good deal into a great one.

Breathe Easy: 10 Natural Air Fresheners

Deodorizers and disinfectants don't have to be full of chemicals. Freshen your space the frugal, all-natural way with these eco-friendly ideas.

7 Ways Grown-Ups Can Make New Friends Without Going Broke

So you want to make new friends, but you don't want to empty your wallet in the process? Worry not, you have options.

Best Money Tips: Low-Budget Ways to Celebrate Halloween

Today we found some fantastic articles on low-budget ways to celebrate Halloween, where to find unique presents for kids, and green ways to save money.

Disability Insurance: Payments and Pitfalls

Disability Insurance is yet another tool in the arsenal of insurance products that may be a life-saver for some people, but that also can unveil some bitter surprises at the worst

7 Ways to Deal With Unwanted Gifts

The holidays are a time for giving...and receiving things you don't want. Here are seven ways to deal with gifts you just won't use.

Last-Minute Giving

Here’s a gift idea that will help put you in the holiday spirit. It will not help you mark “done” on your gift list but may save a life. If you’re feeling well today, have mailed a

Save Time and Money With a Monthly Assembly (or Bulk) Cooking Weekend

Imagine all your weekday meals prepped and ready after your commute — and still homemade and frugal. Make it real with your own home-cooking assembly line.

Multi-Level Marketing: The Future or Folly?

Multi Level Marketing (MLM). Also known as Network Marketing or Direct Marketing, and even commonly (incorrectly) referred to as Pyramid Schemes, this type of business entity

Choosing a Retirement Account: What's Available, and What’s Best for You?

With dozens of account types available, retirement planning can seem overwhelming. Read this to better understand your choices.

The 8 Best Books for Entrepreneurs

Curl up with a good book — you might get rich. These eight business tomes come with a wealth of entrepreneurial inspiration.

How Credit Card Companies Prey on Your Basic Needs

Maslow's hierarchy of needs helps explain why humans react the way they do. And for credit card companies, it helps explain how to get more of your money.

11 Jobs With High Earnings and Growth

If you're looking to begin your first career, or switch to a better one, these are the jobs with the best prospects, near-term and long.

How to get a job--learn the secret from a bad movie

I've read a bunch of books on how to do a job search. They all talk about networking. They all talk about researching the company--knowing what they do and what they need don

Frugal Factors: What Traits Do Most Savers Share?

We're all individuals, each with our own reasons for living frugally — but we're alike in some very important ways.