Hot Today

Wise Bread articles that are hot today.

How to Calculate Future Value, and Why It Matters

Discover how simple spreadsheet projections about future investments can help you make long-term decisions today.

6 Ways to Boost Your Partner's Bad Credit Without Risking Your Own

You love your partner. Now you just need to get them to love their credit.

Save your Lunchmeat: Insurance for your Fridge

We often protect our computers, TV’s, and sound systems with special power strips to protect against power surges. Most families I know go the extra mile to stain-protect their li

17 Classic Desserts We All Miss

Bring a little air of nostalgia to your next potluck with one of these classically delicious desserts.

Is Credit Monitoring Ever Worth It?

Fraud alert, identity theft protection… do you actually need all these costly credit card add-ons? Consider the free alternatives instead.

Prioritize These 5 Bills When You're Short on Cash

Late payments happen. But for these major bills, you need to get them paid on time — or face the consequences.

How to Pay Less Interest on Your Credit Card Debt

You may be able to pay down your credit card debt faster with a personal loan. These are things you should consider.

Do This If You Have Too Much Credit Card Debt

Step one? Stop digging! Step two? Develop smart spending and saving habits, like these, to get on top of your debt — and stay there.

11 Silent Budget Killers You Don't Notice

Wondering where all your money's gone? You spent it when you weren't looking.

5 Questions to Ask Before You Buy a Used Car

If you're in the market for good used car, here are five essential questions to ask yourself before you step on the lot or respond to the ad.

Make Grocery Budgeting A Game, The Price Is Right Style

Growing up, I stayed with my grandparents during the day on summer breaks from school. Our mid-mornings were usually spent casually watching The Price is Right. Maybe those Showca

Not Rich Enough and Not Poor Enough

Most of my highschool classmates came from middle class families that were not extremely rich. During senior year, I noticed a situation where families were not wealthy enough to

The Greatest Frugal Fashion Makeover Ever: Refresh Your Wardrobe for $25 or Less

With an edit of your current collection, keen haggling at the consignment place, and savvy shopping, $25 can get you a whole new look.

What's the big deal about banks refusing to lend?

Anybody--but especially frugal people--can be excused for thinking that the whole credit crisis thing is being overblown. After all, we get along without debt. In fact, we str

Which Retirement Account Is Right for You?

We all know that saving for retirement is of key importance. But how do you pick the right plan for you?

12 Habits of Highly Responsible Credit Card Users

While regular credit card use can be harmful, these 12 responsible credit habits can help you build a stronger credit rating and a healthier bottom line.

What’s the difference? Your Debt Questions Answered

Are you wondering if debt consolidation is right for you? Maybe you’ve heard about the promises that debt settlement offers. Or perhaps you’ve just been curious about the possibi

Watch Out for Surge in CPI

Just to be clear, I'm also worried about a surge in inflation, but that's not what I'm talking about here. I don't know the future, so I try to stay away from predictions. But yo

10 Unhealthiest Restaurants

Eat This, Not That! analyzed and graded 66 different chain restaurants, and came up with a list of America's Unhealthiest Restaurants. It goes to show how easy it is to underestima

4 Tips to Save on Car Insurance

Auto insurance is one of those pesky, nagging things, almost like a tiny leech. It sucks money away and we're not even always aware of it, at least until we have to write another c