Hot Today

Wise Bread articles that are hot today.

Why We Take on Credit Card Debt

Why some of us take on so much debt — and how others manage to avoid it so well — can seem mysterious. Discover some of the reasons.

Impulse Shopping: A Controllable Handicap

A friend of mine has a pathological weakness for impulse shopping. But using the techniques outlined here, she dug herself out of debt and into impulse shopping bliss.

Is It Ever Okay to Cosign a Loan?

Conventional wisdom says cosigning a loan is a major money no-no. But are there exceptions?

4 Ways Being a Safe Driver Will Save You Big Money

As if you needed another reason to be a safe driver, it'll save you big bucks, too.

20 Recipe Substitutions That Save Money and Prevent Food Waste

Can you really taste the difference between pine nuts and sunflower seeds in that pesto? Your wallet can! Discover 19 more great, money-saving subs.

4 Ways Your IRA Beats Your Savings Account

You already know that you should save for retirement, but it's important to understand why that money should be in retirement-specific account.

20 Cheap, Delicious, and Healthy Black Bean Recipes

The humble black bean is so much more than than a low-cost staple. Try some of these delicious (and ingenious) ways to prepare the healthy Latin legume.

The Ultimate "Green" Workout

Recently our own Xin Lu wrote a post on a motivating way to lose weight (a very interesting piece.) Imagine my surprise when a commenter spoke my mind by sharing the ultimate in “

Negotiate Better Prices on These 6 Grocery Store Buys

From bruised bananas to less-than-fresh-baked bread, negotiating deals at the grocery store could save you big bucks.

Investment Allocation by Age: Birth to 10 Years Old

When kids are young, investing is usually done on their behalf. However, it's possible to get kids started with their own investments at a surprisingly early age.

How to Prevent Identity Theft

Identity theft is a growing concern: with surprisingly little information, a thief can do lasting harm to your credit score and bank accounts. However, there are steps that you can

Tactics of the rich

There are things the rich do that working class and middle class folks don't. Some of them--living off the return on capital rather than wages or salary--are only available to the

Thinking of Skipping the Home Inspection? Here's What It Will Cost You

Think you can save a few bucks by skipping a home inspection? Think again.

Deep-Clean Your Mattress for a Better Night's Sleep

You might wash your sheets frequently...but how often do you clean your actual mattress? Make it happen with these easy how-to guide.

You're Wasting 1/3 of the Food You Buy — Here's How to Stop

Americans waste a third of the food the nation produces. You can buck the trend and dramatically slash your grocery bill with these simple steps.

Is Just Leaving Some Slack Better Than a Plan?

Are you as tired as I am of personal finance sites saying that you've got to have a plan? If you're a planner, it's unnecessary advice, because you've got a plan. If you're not a

3 Reasons Why Keeping Your "Latte Factor" Will Help You Save Money

Here are a few reasons why keeping your "latte factor" will help you save.

15 Ways to Save the Most During a Hawaii Vacation

A resident shares his best tips and secrets to enjoying a Hawaiian vacation without emptying your bank account. Aloha!

How to Save Money on Christmas This Year

The earlier you start thinking about how you’ll pay for Christmas gifts, the more you’ll enjoy the season.

6 Ways Travel in Retirement Keeps You Young

Retirement is the perfect time to realize those dreams of traveling the world! What are you waiting for — go!