Hot Today

Wise Bread articles that are hot today.

The Process for Purchasing a House With Cash

Last year, one Wise Bread writer and her husband purchased a property with cash. That's right — cash. Here's the process they went through.

5 Killer Free Investment Tools

If you want to increase your investing knowledge, you don't need to pay the big bucks — just delve into these free resources.

How to Keep Student Loans From Wrecking Your Retirement

Young Americans owe thousands in student loan debt. Unfortunately, so do their parents.

Why Treasury Bills Are Always a Worthwhile Investment

When rates are rising, you need something that responds quickly to changes in the market. That's where Treasury bills come in.

Getting Rich Slowly: Interview with JD Roth

Get Rich Slowly is one of the most popular personal finance web sites on the internet. JD Roth, the man behind the site, agreed to share some of his fiscal background and financial

4 Tips for Making Resolutions Stick in the New Year

Almost everybody makes New Year's resolutions, and almost nobody keeps them for more than a few weeks. But resolutions can work — here's how.

Mend a Broken Heart Without Breaking the Bank

If you and your significant other recently called it kaput, don’t bury yourself in spending sprees — try some of these frugal self-help therapies instead.

How to Resist These 4 Rationalizations to Spend Money

It can be easy to justify spending money on things you want. But there are ways to fight those urges, and protect your hard-earned money.

Left a job? Do a rollover.

I saw this poster on the window of a store-front brokerage firm office near the grocery store.  Although the firm in question has an obvious self-interest in getting you to consoli

Using Time Horizons to Make Smarter Investments

A time horizon is the length of time you can leave money in an investment before you need it. Apply this concept to improve your financial health, now and later.

Ask the Readers: What Changes Have You Made for Better Health?

Tell us about the changes you've made for better health and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Credit Card Fraud and How to Avoid It

Credit card fraud affects thousands of people every year. During 2009, in the UK alone, £440.3 million was lost due to fraudulent actions on stolen or cloned credit cards.

The 5 Best Anti-Itch Creams

Finding the right itch cream when your skin is irritated isn't easy, but it can be. Use any of these five anti-itch creams and you can say goodbye to that itch.

Car Sharing: Why Own When You Can Just Share?

Car sharing is taking off in urban centers around the world. Here's what you need to know.

The Art of the Group Gift

While simple, group giving can also become a sticky situation if done badly. Here are some guidelines for group giving.

Financial IQ Test: How Healthy Is Your Financial Plan?

Does your financial plan excite you? (Because it should). Here is Financial IQ Test to help you determine how healthy your financial plan is.

9 Surprising Perks (and Some Drawbacks) of Paperless Billing

Whether it comes by snail mail or email, a bill is a bill. How do you prefer to pay up?

6 Money Moves to Make If Your Net Worth Is Negative

Net worth is an important marker of personal financial health. What do you do when it hovers in subzero territory?

The Easy Way to Set an Allowance That Won't Ruin Your Kid

Setting an allowance is complicated — you're teaching money values that will last a lifetime. Here's what to consider before you hand it over.

Studio Apartment Living: A 5-Point Survival Guide

Apartment living can be challenging enough, but the often-maligned studio has its own special concerns. Use these tips to make the most of your four walls.