Hot Today

Wise Bread articles that are hot today.

Incentive plans always go awry

Ever worked someplace that had an incentive plan (as in, "Hit these targets and you'll get a bonus")? Here's a little tidbit for you: Incentive plans always go awry.

15 Surprisingly Valuable Uses for a Penny

Pennies are worthless, right? Wrong! From table decor to saving dying flowers, a penny can get you out of a jam — for really, really cheap.

4 Best Tools for Tracking Your Rewards Miles

If you are signed up with several loyalty programs, you need these tools to make sure you’re not losing out on your rewards miles.

Don't Skip These 8 Tax Breaks for Students

College isn't cheap, but students of any age can cut the cost by claiming the right deductions. Would any of these help you or a student you know?

Regifting: A Simple How-To Guide

As the saying goes, one man's trash is another man's treasure. It's OK to regift as long as you follow a few simple guidelines.

6 Ways to Score a Last-Minute Coupon

No more paying full-price because you couldn't find a coupon. Think outside the box and find the coupons you deserve.

9 Money Saving Reasons to Buy a Food Dehydrator

Food dehydrators can save you money and time, and are very affordable these days. Here are nine ways a dehydrator can help you stretch your budget

The Real Value of Forever Stamps

Considering that I pay most bills online, I don’t use a whole lot of postage stamps these days. When I do, however, it almost always involves me digging through piles of paperwork

5 Homebuying Questions You're Embarrassed to Ask

New homeownership comes with more new terms and phrases than one can keep up with. Don't be embarrassed to ask these questions!

401K or IRA? You Need Both

You know you should have either a 401K or an IRA. Have you considered you might need both?

Goal Setting, Defined and Deconstructed

After examining my goals for the past year, I realized that the type goal, rather than its perceived difficulty, is what often leads to fulfillment or frustration. Here are ways to

How to Sign Up for Half-Price Flights and Free Hotels

It's not a trick or a scam — you really can get deeply discounted travel by becoming a mystery shopper.

8 Common Myths About Starting a Small Business

Working for yourself is the American dream. If you dream too big though, you might buy into these entrepreneurial myths.

Are You Paying These 6 Unfair Banking Fees?

Fees here, fees there, banking fees everywhere. Cut the expense of banking and other financial services by shopping smart and choosing fee-free.

How to Survive a Tax Audit

If you've been notified of an audit, don't panic. Follow these steps to help get through it with minimal stress.

The 9 Everyday Products With the Biggest Markups

Skip these high markup everyday buys and choose cheaper alternatives — or use the knowledge to negotiate harder and save.

5 Reasons Science Says It's OK to Eat More Cheese

More cheese, please! Science says this beloved dairy treat is better for you than you think, everywhere from your bones to your brains.

Like DIY? Avoid These 10 Costly Mistakes

I scoured the web looking for the obvious and not-so-obvious mistakes DIY addicts make and compiled this list.

How to Tell If Your Vacation Package Is a Good Deal

Bundled vacation packages tend to help consumers save. But are they truly a good deal?

10 Unique Garden Containers and Techniques

Whether you have a big yard plot or a tiny windowsill, start your garden with one of these frugal, eco-friendly garden ideas.