Hot Today

Wise Bread articles that are hot today.

How the rich stay rich; a lesson in lateral thinking

A friend recently told me the story of how a millionaire thinks. Not every millionaire of course, just one in particular. It's ingenius, as you will discover. But it really mad

10 Surprising Ways a College Education Will Improve Your Life

You'll spend a lot for a college education — maybe too much. Besides a shot at a job with a decent income, what else are your student loans buying?

7 Secrets to Refinancing an Underwater Mortgage

An underwater mortgage can drag you down. Learn how to refinance and why now is a great time to contact a lender — even if you were previously denied.

Here's How Billionaires Are Preparing for the End of the World

If you're rich enough, you can live out the end of the world in true luxury.

Doubling Your Money with the Rule of 72

Did you ever wonder how financial professionals can so quickly mentally calculate how much money you’ll have in 30 years based on an investment return? Seems like magic, huh? Well,

The 5 Best High Yield CDs

"High yield" does not describe many savings accounts and CDs these days, but these five banks offer the best yields currently available.

9 Fun and Affordable Vacation Ideas

Are your vacation plans stressing you and your budget? Consider some frugal alternatives for plenty of fun and relaxation that won't require overtime to cover it.

Don't Skip These 8 Tax Breaks for Students

College isn't cheap, but students of any age can cut the cost by claiming the right deductions. Would any of these help you or a student you know?

Regifting: A Simple How-To Guide

As the saying goes, one man's trash is another man's treasure. It's OK to regift as long as you follow a few simple guidelines.

My Poverty-Fighting Superheroes

You never know -- your mild-mannered neighbor, co-worker, or long-time buddy may be a hero in the battle against poverty. He might prepare meals for the homeless; she might tutor a

9 Money Saving Reasons to Buy a Food Dehydrator

Food dehydrators can save you money and time, and are very affordable these days. Here are nine ways a dehydrator can help you stretch your budget

Credit Scores

Maintaining a good credit score is important, no matter what your financial goals are.

How to Say "No" at Work and Still Get Ahead

Some bosses keep piling on the work, especially on the desks of their star players. Learn to say "no," manage your boss's expectations, and help advance your career.

5 Homebuying Questions You're Embarrassed to Ask

New homeownership comes with more new terms and phrases than one can keep up with. Don't be embarrassed to ask these questions!

8 Signs You're Committing Financial Infidelity

Does your partner know everything they need to know about your finances?

Turn smugness into a positive virtue

Various times here in my posts I've admitted to an unfortunate tendency toward smugness. It's really a negative character trait, and one that I struggle against. There are ways,

America Is the No Vacation Nation

Studies show that Americans are not using all their vacation time and are not given as much vacation time as other developed countries to begin with.

5 Painless Ways to Lower Your Cell Phone Bill

Dial in to these smart bill-lowering tactics, and watch your cell phone bill get a whole lot smaller.

The Cheapest Way to Fly to Europe

Not all frequent flyer rewards programs are created equal. Learn which programs offer the best deals on flights to Europe.

Why Your Group Life Insurance Is Not Enough

Group life insurance is a great employer-offered benefit. But, is it really enough?