Hot Today

Wise Bread articles that are hot today.

Emergency belt-tightening

Typical personal finance advice would have you divide your budget categories into two groups: Your fixed expenses and your discretionary expenses. I generally don't like that dis

Would You Stop Coloring Your Hair?

As I got older, I started caring a bit more about the kinds of chemicals that I was putting on my hair and skin, so I decided to grow my gray out for a while.

What Do You and a Credit Card Thief Have in Common?

I've always considered myself to be an educated credit card user. I keep my balances low, pay on time, and don't do anything that could potentially come back to haunt me.. Little

5 Debt Management Questions You're Too Embarrassed to Ask

Debt management may not be fun, but that doesn't mean you should be embarrassed to ask these five basic questions.

Goodbye Circuit City - Final liquidation begins January 17th, 2009 - Updated

Circuit City officially announced that it is going out of business today. The number two largest electronics retailer begins final liquidation sales on January 17th, 2009 in all of

Deal With Your Debt or You May Go to Jail

Collection agencies are using severe methods to go after debtors. They're going through the courts to collect. The choices are show up, pay up — or get locked up. How can

So, will Cash4Gold offer me cash to kill this story?

You’ve seen the tacky ads; you’ve been entertained by Ed McMahon and MC Hammer; but hopefully, you haven’t fallen for any of it. Cash4Gold has a simple promise; send them your unwa

3 Surprising Ways to Save on Wireless Bills

Cell phone voice and data charges can climb in a hurry. Keep your cell data bill manageable by managing your plan, and your usage, more cleverly.

10 Signs You Aren't Saving Enough for Retirement

Do you get the sinking feeling you aren't saving enough for retirement? You probably aren't.

Hate Your Job? It Could Be Your Fault

We spend a lot of time getting to know our significant others, but we don't put nearly as much thought into choosing our jobs. Here's why we should.

8 Questions to Always Ask Yourself Before Making a Big Purchase

Avoid buyer's remorse later — and keep more of your money now — by checking in with yourself before you spend on costlies.

How to Get 5% Cash Back on Holiday Purchases

Reduce the bite holiday spending takes out of your budget with one of these cash back rewards cards.

Where Oh Where Are My Worms? Be On Your Toes When Ordering From Small Web Businesses

As Main Street small businesses disappear, it's nice that we can still order from small companies online. However, spoiled consumers take heed: Not all small companies are created

Choosing Local Businesses

The big-box stores might have everything you want at what seems to be a better price, but there are good reasons why you should buy local.

Don't worry about missing the bottom in houses

I've recently heard from several people who want to buy a house and are thinking that now may be the time. In particular, they're worried that waiting might cause them to "miss th

15 Great DIY Gifts for Geeks

Whether your geek is into comics, Star Wars, Lego, or steampunk, you can make a cool, thoughtful gift they'll love once for being DIY and twice for being nerdcore.

5 Financial Steps to Take After Graduating From College

Trying to find a job after college can be intimidating enough — forget about getting control of your money. But these five steps make financial independence simple.

Welcome TIME Magazine Readers!

We are so excited to be mentioned in the most recent print issue of TIME magazine. Readers looking here for blog posts by myself or our other bloggers will find that we have a wid

Should I Take a Job That Pays Less Than Unemployment?

The statistics are in. While the unemployment rate was last counted at 8.5%, the underemployment rate (those who quit looking for work or have taken part-time jobs in lieu of a de

Help for the Decoratively Hopeless (or the Cheap): Myscha Theriault on BTR

Yes, it’s time for another weekly Blog Talk Radio Show tonight, and this one’s featuring our very own Myscha Theriault. We discuss kitchens on a dime (or $100, in my case) and how