Hot Today

Wise Bread articles that are hot today.

Lower Your Credit Card Interest Rate and Reduce Your Phone Bill, Immediately and Easily

Are your credit card interest rates getting to you? Are those monthly cell phone bills a pain in the wallet? How about cable TV? Internet? Even the power bill? Would you like to re

9 Home Improvements You Should Always Negotiate

Hiring pros to tackle your biggest home improvement projects is unavoidable. What is avoidable is paying exactly what they ask.

How to Start Investing With Just $100

Investing isn't just for the wealthy. All it takes is $100 — or less! — to get started.

Best Lenders for Personal Loans

Whether you face unexpected expenses or are just shopping the best rate, there's a personal loan available to suit your needs.

2-Minute Read: What You Need to Know About Credit Reports

Your credit report includes important information used to determine your creditworthiness. Do you understand everything on it?

6 Pitfalls of Down Payment Assistance Programs

Before you apply for a down payment assistance program to help pay for a house, make sure you understand all the potential downsides.

10 Less Awkward Ways to Ask a Friend for Your Money Back

Friendships can easily be ruined by borrowed money. But if you're looking to get your loan repaid, here's how to do it with minimal awkwardness.

How to Travel Full-Time for $17,000 a Year (or Less!)

For the last five years, one writer has traveled full-time on the cheap. Discover how she did it, and how you can too.

Here Are the Right Ways (And the Wrong Ways) to Use a Personal Loan

Before you apply for a personal loan, make sure you plan to use it the right way.

50 Ways to Use Canned Salmon

Love fresh salmon but not the fresh price? Substitute affordable canned salmon for frugal and flavorful seafood feasts.

10 Must-See Museums in the U.S.

If you're looking for the perfect blend of culture and history, these 10 museums in the U.S. will blow your mind.

5 Ways to Invest Like a Pro — No Financial Adviser Required

You don't need to hire a financial pro to invest like one. Try these DIY tips, and watch the confidence roll in.

Stop Believing These 5 Myths About IRAs

Don't let these myths prevent you from getting an IRA — the most important savings account you may ever have.

5 Money Moves Every Single Parent Should Make

Raising a kid by yourself takes strength, resilience, and perhaps most importantly, a solid financial footing.

Portfolio Ailing? Take a Peek at Asian Markets.

If you haven't been paying attention to Asian stock markets, you could be missing out on a vital tool for making money.

6 Surprising Places Your Personal Info Is Shared

You protect your SSN, birth certificate, bank records, and financial documents. But watch out for these sneaky ways your personal information is shared.

Ask the Readers: How Did You Spend Your First Paycheck?

Share your first paycheck story for a chance to win 1 of 3 $20 Amazon gift certificates!

Here's How Your Taxes Will Change When You Retire

While you plan for all the travel and hobbies you'll do in retirement, you should probably plan for your taxes, too.

8 Amazing Board Games You Can DIY

If you've grown tired of the same old board games, why not make your very own? Here's how to make eight great ones.

Snowballs or Avalanches: Which Debt Reduction Strategy Is Best for You?

There are two leading strategies for debt elimination. Both will work, but one gets you out of debt a little faster and a lot richer.