Hot Today

Wise Bread articles that are hot today.

4 Annoying Things Bill Collectors Can't Do -- And How to Stop Them

It pays to know your rights when it comes to collections agencies. Here are four things that debt collectors definitely can't do.

Union Bank Secured Visa Card Review

The Union Bank Secured Visa Credit Card offers a low annual fee, additional benefits, and interest on your deposit. It's a solid choice for a secured card.

This Is How Student Loan Interest Works

Your student loan balance is just one piece of the financial puzzle. You should know how your loan interest works, too.

Gold as an investment

There are those who point to the 1980 peak gold price of $850/oz and observe that the price would have to go up to $2149/oz just to get back to that point. I say, take a second lo

How to Effectively Complain to the Manager

There's more to complaining that just voicing your concerns. Learn how you can effectively complain to the manager and get results.

Self-sufficiency, self-reliance, and freedom

Self-sufficiency is producing the actual stuff you use--your own food, your own clothes, etc. It's not a common lifestyle. Most people chose instead to follow the path of self-re

Cell Phone Relief

Tired of those early termination fees that cell phone companies stick you with? Well, help may be on the way, but it may just be a case of the fox watching the hen-house.

How Much Life Insurance Do I Need?

After you decide to buy life insurance, it's time to figure out how much life insurance you need and for how long. Jeff Rose, CFP, has a simple formula to get you started.

5 Most Common Tax Mistakes Made by College Grads

College grads, your homework isn’t over. Your next assignment is making sure you get the most tax breaks possible.

The 5 Best Ice Cream Makers

The next time you're screaming for ice cream, use one of these excellent machines.

20 Most Useful Pet Food Websites

If your pet has a picky palate, you can save on time and money by shopping at these online pet food vendors.

A champion of savings over spending

We're subjected to constant barrage of unhelpful advice to the effect that what the economy needs is more spending. (The stimulus program is one piece of this.) It's kind of unde

Living Without A Landline

I had been thinking about shedding my landline for a while. I was attached to the convenience for a long time and, more recently, unlimited calls for one price in the United States

2 Things You Must Know Before Making a Major Spending Decision

Some investments and major purchases are better than others. Learn to to identify each — and how to find your way to financial security.

Can't Get A Bank Loan? 8 Other Ways To Finance Your Business

Starting a business can easily become a money pit. So for those of you thinking about launching a new venture, what financing options do you have? Well, there's the possibility

5 Things You Need to Know When Renting-to-Own a Home

Rent-to-own can be a lifeline for those with poor credit. Before snagging the keys to your soon-to-be dream home, brush up on what you need to know.

How to Negotiate Higher Pay at Your Next New Job

For most employees, a new job is the best opportunity for a significant pay raise. Get the salary you want (and deserve!) with these simple negotiating guidelines.

6 Steps to Achieving All Your Goals

Is your long list of goals looking a little… optimistic? You really can achieve all of them, but you'll have to plan smart and set priorities first. Here's how.

7 Easy Ways to Automate Your Savings

One of the best ways to force yourself to save money is to make the act of saving automatic. Learn how you can do it with these seven easy techniques.

$80 for an HDMI Cable? Give Me a Break!

"You should never pay more than $10 for a standard six-foot HDMI cable" -CNET