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Making direct deposit safe for the garnished

The US Treasury pays more money to more people than just about anybody in the world. Last year it disbursed more than $1.6 trillion in 982 million individual payments. As you can

Join Our Tweetchat on Thu 8/15, 12pm Pacific for a Chance to Win Prizes

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Ask the Readers: What Is Your Favorite Holiday Flavor?

Tell us about your favorite holiday flavor we'll enter you in a drawing to win a $20 Amazon Gift Card!

Ask the Readers: What Are Your Favorite Dollar Store Buys?

Tell us about your favorite dollar store buys and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Ask the Readers: What Are You Most Thankful For?

Tell us what you're most thankful for and we'll enter you in a drawing to win a $20 Amazon Gift Card!

The "one big lump" theory of your money

Don't get confused by the way your money's divided up. It might be split up into IRAs, 401(k)s, 403(b)s, 529 plans, and annuities. Separately from that, it might be invested in d

Help Your Teenager Earn Their First Million

As adults, how many times have you wished you had invested money as a teenager or young(er) adult? We're all aware of the power of compounding interest, and the idea that starting

Opportunity Costs and Conscious Spending: How Spending $1 Today Can Cost You $10 Tomorrow

In this sample from his new personal finance course, expert J.D. Roth explains how understanding opportunity costs can lead to smarter spending.

Should I Take a Job That Pays Less Than Unemployment?

The statistics are in. While the unemployment rate was last counted at 8.5%, the underemployment rate (those who quit looking for work or have taken part-time jobs in lieu of a de

Frugal Mother’s Day Gift Ideas from Bargain Babe

Julia Scott, aka Bargain Babe, is a classic example of someone who can balance the low-cost of frugal living with the time and effort needed to make life meaningful. Tonight’s int

3 Sneaky Ways Identity Thieves Can Access Your Data

Identity thieves are crafty. Get the jump on them by protecting yourself from these underhanded attacks on your identity — and your money.

Best Money Tips: Alaska Doesn't Want You

Welcome to Wise Bread's Best Money Tips roundup. We look at why Alaska really doesn't want you and how you can choose the right type of baby carrier for your little bundle. You'

Simple Living: Overcoming Negative Inertia

Have you ever found yourself wasting time when you know there's something you could be doing that means a lot to you? I know I find myself there all the time. What we rarely do is

6 Savvy Strategies to Ward Away College Hunger and Avoid Overspending

Back in 1996, I was a partial scholarship private college student with the “gold” meal plan. Despite having access to food almost anytime I wanted, I often went hungry. Why? I was

10 Smart Things to Do During Your Commute (Even If You Drive!)

Why fill your public transit commute (or drive) with mindless chatter when you can use that time to smarten up, instead?

Stop Losing Your Stuff With These 6 Simple Tricks

Tired of misplacing your keys around the house? Get smart about how you store and use your stuff, and everything lost is always found.

How to Express Condolences Without Saying Something Stupid

Do you feel awkward when you try to express condolences? Try these techniques to show your sympathy.

How Much Does Your Credit Card Debt Cost You?

Only having to pay 2% of your total credit-card balance a month makes charging tempting...but with interest, you could also pay more than double your original purchase price.

10 Easy Ways to Burn Almost 1000 Extra Calories Per Day

A handful of easy-to-do lifestyle changes can add up to hundreds of calories avoided or shaved — every day. That's almost two pounds a week!

The Benefits and Drawbacks of Credit Unions

Are you annoyed by your bank's tendency to add more fees and offer lower savings interest rates? Consider a credit union as an alternative; here are the benefits and drawbacks.