Hot Today

Wise Bread articles that are hot today.

Budgeting Hack: Gift Calendars

There is no quicker way to derail a decent budget than having to buy unexpected gifts. Learn how to make your own Gift Calendar so you can steer clear of the cash crunch, organize

Save Money by Rekindling the Art of Reusing your Stuff

We could all stand to learn to rekindle the art of reusing by breathing new life into old stuff.

Why the Scarcity Mentality Is Keeping You Poor

It's wise to be careful with our resources, but too much caution will hold us back. Learn to recognize abundance.

8 Negotiating Skills Everyone Should Master

Regardless of your job, negotiation is a communication skill that everyone should master. It could save you BIG.

How to Support Your Broke Parents

Your parents have always been there for you — but now they're the ones in a tough spot. Don't panic. Here's how you can help.

You Are Too Busy: Stop!

When you're really busy — too busy — everything suffers, including your health and your family life. Slow down so you can keep going.

Now Is the Best Time in Years to Do a Credit Card Balance Transfer

A credit card balance transfer is a good first step toward debt reduction and a sounder financial footing. Here's why you shouldn't wait to use one.

4 Dumb Ways You Are Wasting Money Online

Online marketers are skilled at parting you from your money. Beware of these four marketing tricks — and learn how to defend your wallet from them.

11 Smart, Frugal Things Every College Care Package Should Include

Skip the candy, ramen, and energy drinks. This is what every college student needs in their care package.

7 Retirement Planning Steps Late Starters Must Make

Americans are not very good at saving for retirement. If retirement is looming your horizon, start doing a better job of preparing.

5 Times You Can Score a Great Deal on a New Car

While a brand-new car is not the most frugal way to buy a new-to-you set of wheels, if you must, let the calendar help you save some money.

This Simple Journal May be the Fix for Your Finances

With an X here and an O there, your personal finance bullet journal can put you on the fast track to budgeting mastery.

5 Smart Ways to Meet a Rewards Card Minimum Spending Requirement

Sign-up bonuses can jump-start your rewards-earning potential. Here's how to hit your card's minimum spending requirement, fast.

Gluten-Free, Carb-Free Noodles

Noodles are typically made from wheat or rice, which means carbs and gluten galore. But behold, noodle lovers, there are other (super low-calorie!) noodle options.

6 Things That Seem Like Splurges But Are Actually Savvy Buys

Sometimes spending more for "wasteful" products or services turns out to be the best value — in dollars and sense.

8 Ways Convenience is Screwing Your Finances

Convenience is great, but sometimes it costs more than it's worth.

10 Grocery Store Secrets Only the Pros Know

Even food shopping pros may be unaware of these grocery store secrets.

6 Ways to Get Prettier, Smarter, and Healthier While You Sleep

You can get all that from just a good night's sleep? As long as you're doing it right. Read on to learn more about the secret power of sleep.

5 Retirement Accounts You Don't Need a Ton of Money to Open

Don't let high minimums dissuade your retirement savings goals. These Roth IRAs can get you started, no minimum investment required.

10 Big Expenses You Can Easily Get Rid Of

The 80/20 rule applies to budgeting, too — 80% of your spend goes to 20% of your expenses. If you can cut those big costs, the savings are big, too.