Hot Today

Wise Bread articles that are hot today.

Optimize Your IRA and 401(k)

Your IRA and 401(k) (or 403(b) if you work for a non-profit) are great tools for deferring taxes, and have other advantages as well. But because they're labeled "retirement" accou

Book Review: The Trap

For more than two years now writing at Wise Bread, my whole thesis has been that frugality leads to freedom—if you can live cheaply enough, you can choose whatever work calls you,

12 Podcasts Bookworms Will Love

Combine your love of books and penchant for podcasts with these podcasts for bookworms. You can even read while listening!

5 Ways to Make Long-Term Care More Affordable

The numbers don't lie; long-term care is not cheap. With some careful planning, you can make it more affordable down the line.

7 Easy Ways to Budget for Summer Vacation

You can't wait to kick back and relax — but are you saving enough money for your summer getaway? Here's how to be sure!

Lifestyle Upgrades: Beware the Diderot Effect

Upgrading one thing doesn't mean you need to upgrade another and another — although it can feel that way. And there's a name for that — the Diderot Effect.

How to Negotiate a Raise Out of the Blue

If you're going to ask for a raise out of the blue, don't come to the table unprepared. Here's how to play it smart.

Unexpected, Delicious Drinks You Can Make at Home

Think you have to go out for bubble tea, mango lassis, and ultra-fancy cocktails? No way. Make your own with these recipes.

5 Free Handy Coupon Apps — Don’t Leave Home Without One

With so many free coupon apps to choose from, which are worth downloading? Check out these five that can save — or even make — you money.

20 Money Mistakes Everyone Makes But No One Talks About

When a finance blunder make you cringe, you're not alone. We're all guilty of some of these money mistakes.

7 Expensive Stocks That Are Totally Worth It

Make no mistake about it, these stocks are super-expensive — but they're not necessarily overpriced.

How to Save a Ton by Eating Soup Every Day (and Never Get Bored!)

Soup sounds like a boring meal day after day, right? Wrong! Here's a brilliant way to save money and make daily soup exciting.

12 Ways to Tell the Difference Between Being Frugal and Being Cheap

How far is too far when it comes frugal living?

Here's What's Included in a Home's Closing Costs

You know closing costs make up a hefty bill when buying a new home. Have you ever wondered what's included in those costs, exactly?

How to Improve Your Memory (and Even Get a Little Smarter)

Whether you want to guard against dementia or just get better at remembering your grocery list, these suggestions will help you boost your brain power.

Chill Your Sunscreen and 25 Other Beach Trip Hacks

Make the most out of beach days by keeping it clean, organized, and affordable. You'll wish you'd learned these tricks sooner this summer!

How to Build an Emergency Fund By the End of Summer

While you're busy soaking up some rays this summer, find a few easy ways for your emergency fund to soak up some savings!

Is It Smart to Pay College Tuition With a Credit Card?

Putting your college tuition on plastic is certainly an option; but should you do it?

Borrowing to Invest: Helpful or Hurtful?

Can debt possibly be a good thing? Sometimes yes, sometimes no. But carrying debt that enables you to earn money is a concept called Leveraging, and can be v

Best Money Tips: Incredibly Useful Travel Apps You Should Know About

Today we found articles on useful travel apps you should know about, how moving can improve your finances, and three big mistakes that will cancel out any sun protection you use.