Hot Today

Wise Bread articles that are hot today.

5 Reasons You Shouldn't Buy a House (Yet)

You dream of kissing the renters' life goodbye, but not so fast. You might not be ready to be a homeowner just yet.

Standout Stuff for Your Resume and LinkedIn Profile

Deciding what to put on and leave out of a resume can be perplexing. Professional goals should influence these decisions. But I have found that job hunters can intrigue potential b

9 Ways You Put Your Life at Risk Every Day

Forget about plane crashes, war, and Ebola. The biggest risks to your health are things you encounter every day.

How Cutting Your Losses Can Save You More Than Money

Learn to let go and you'll gain way more than better financial habits. Sunk costs are sunk for a reason!

Less or Cheaper?

It's always worth investigating cheap alternatives, but if you really want to enjoy something, sometimes it's better to just use less of your first choice.

The 25 Best Things to Buy on Craigslist

We all know that Craigslist is a real money-saver. But it's especially great for these 25 items, which are readily available on the site at rock-bottom prices.

The 5 Best Milk Frothers

Skip the line and expense of a barista mixed cappuccino and whip up your own with one of our best five milk frothers.

AeroMexico Visa Secured Card: Rebuild Your Credit While You Travel

The AeroMexico Visa Secured card is one of the few secured cards that allow you to earn rewards while you rebuild your credit.

Yes, You Still Need an Emergency Fund in Retirement

An emergency fund isn't just for the working world. You need to bring one into retirement, too.

4 Things You Should Make Your Adult Child Pay For

The transition to adulthood is financially tricky. That doesn't mean parents should be bailing out their kids' every bill.

The Best Secured Card with No Foreign Transaction Fees

If you travel aboard frequently or make a lot of foreign purchases, you'll need a credit card that offers a low or no foreign transaction fee.

9 Store Loyalty Programs That Are Worth It

Another store, another loyalty program — is it worth it? For these 10 retailers, you better believe it!

25 Great Gifts for $5 or Less

Need some non-crafty, hardly homemade gift ideas, all for less than $5? Here are 25 with something suitable for nearly everyone on your gift list.

New Ideas for the Chopstick

In China alone, an estimated 45 billion pairs of disposable chopsticks are used and thrown away every year. This equals the wood from 25 millio

The 10 Biggest Myths About Investing

Investing isn't nearly as scary as many of us imagine. Let's debunk some of the biggest myths.

30 Free Ways to Cheer Yourself Up

Cheer up! No matter how you feel or what is going wrong, there are lots of free ways to improve your mood and brighten your day.

New Income Based Federal Student Loans Repayment Plan - Can You Benefit?

This month a new repayment plan for federal student loans is going into effect that allows borrowers to base their monthly payments on their income after graduation. Here are some

10 Places to Find Cheap, Good-Looking New Furniture

You don't have to dumpster dive or trawl Craigslist to find cheap chairs (or any other furniture). Shop these retailers and buy affordable NEW stuff instead.

You Should Always Negotiate a Raise: Here Are 10 Reasons Why

“It never hurts to ask” is especially true when it comes to salary. Before you settle for what's offered, consider these 10 reasons to ask for more.

The 5 Best Emergency Kits

Making sure you're always prepared in an emergency isn't easy, but it can be. Get any of these emergency kits and you can weather any storm.