The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3
Negotiating the best price is not only for the car dealership and the yard sale. Try haggling at these retailers big and small and pay less for lots more.
I moved to the United States when I was a child from Yangzhou, China. After sixteen years, I could easily pass as an American because I speak English without an accent, and I am w
Wise Bread articles that are hot today.
Figuring the Size of Your Emergency Fund
The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3
12 Lessons in Manners From Around the World
Don't tip in Tokyo and don't bring wine to a dinner party in Paris. Follow these and 10 other tips in etiquette to stay classy wherever you are.
4 Things You Need to Know About Gift Tax
There's a tax on financial gifts? Of course there is — and guess what else? It's very convoluted.
10 Things I Just Won’t Do to Save Money
Turn down money-saving opportunities? Yup! One very frugal writer shares the questionable and straight-up dumb ways he won't save money.
Home Equity Loan or HELOC: Which Is Right for You?
You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?
How to Watch Movies in the Theater for Free
You can easily see brand-new movies in the theaters for free. Yes, totally free. Really.
9 Home Improvements You Should Always Negotiate
Hiring pros to tackle your biggest home improvement projects is unavoidable. What is avoidable is paying exactly what they ask.
Make These 9 Health Moves Now or You'll Regret It in 20 Years
What kind of shape will you be in 20 years from now? Do your future self a favor and start making some easy health moves now.
10 Ways to Increase Your Net Worth This Year
Know your worth — your net worth, that is. Then focus on increasing it.
Debit Or Credit? Which One Should You Choose At The Checkout?
Debit or credit? Although the outcome seems the same, it’s a different process with different consequences.
11 Retailers Where You Can Negotiate a Lower Price
Negotiating the best price is not only for the car dealership and the yard sale. Try haggling at these retailers big and small and pay less for lots more.
7 Important Money Moves to Make in the New Year, According to Financial Advisors
Now that we've entered a new year, and a new decade, it's time to make these smart money moves.
9 Simple Acts of Self-Care for the Sandwich Generation
When caring for your parents and your children at the same time, stress is bound to find you. Remember to take care of yourself, too.
17 DIY Projects to Make Your Home Look Amazing (and 3 You Shouldn't Try)
Stop staring at those ugly cabinets and do something! These easy DIY projects can totally transform your home.
14 Ways to Make Your Yard Look Awesome for Under $100
Yardwork is a pain, and can hurt you in the wallet, too. Try some of these easy ways to spruce up your yard without spending a lot of money.
Are Starter Homes Still a Thing?
Starter homes used to be the norm. But in today's housing market, you might not need those homeowner training wheels.
Where Are They Now? The Forgotten Dollar Bills (and Coins)
You may have money on your mind, but these notes and coins are all but forgotten. They are still legal tender, though!
8 Technologies We Wish Were Never Invented
The future is now — and it's slightly more annoying, unhealthy, and destructive than we we ever dreamed of. Where's the "undo" button?
Cheat Sheet: Retail Markup on Common Items
Stores make money by price markups. Learn the rationale behind retail pricing and what the product you're buying actually costs.
Chinese Money Habits - How My Culture Influences My Attitudes Toward Money
I moved to the United States when I was a child from Yangzhou, China. After sixteen years, I could easily pass as an American because I speak English without an accent, and I am w