Hot Today

Wise Bread articles that are hot today.

Ask the Readers: Where Do You Prefer to Work Out?

Tell us where you prefer to work out and we'll enter you in a drawing to win a $20 Amazon Gift Card!

The 5 Best Office Highlighters

When you need a piece of text to stand out, you need the right highlighter. Just use any of these office highlighters and your important words will get the attention they need.

4 Ways to Negotiate Credit Card Debt

Here's a secret not enough of us know: Everything is negotiable — even your credit card debt.

This Airbnb Scam Will Ruin Your Vacation — and Your Budget

Before you hit the road on your next vacation, make sure you're aware of this awful Airbnb scam.

Ask the Readers: What Helps You Be More Productive?

Tell us what helps you be more productive and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Best Credit Cards for the Holidays

There’s no better time to sign up for a rewards or low introductory interest rate credit card than the holiday season. Here are the top cards you should have on your wish list.

Ask the Readers: What Is Your Favorite Holiday Flavor?

Tell us about your favorite holiday flavor we'll enter you in a drawing to win a $20 Amazon Gift Card!

Emergency belt-tightening

Typical personal finance advice would have you divide your budget categories into two groups: Your fixed expenses and your discretionary expenses. I generally don't like that dis

How to Get 5% Cash Back on Holiday Purchases

Reduce the bite holiday spending takes out of your budget with one of these cash back rewards cards.

How Credit Cards Protect Your Purchases From Damage or Theft

You loved your fab new camera until your kid broke it. Check the fine print on your credit card account — you may be eligible for a free replacement.

The 6 Qualities All DIYers Have — Do You?

It takes a special kind of person to subscribe to the DIY lifestyle. How many of these quirks of the maker class do you possess?

How to Score Free Rides on Uber, Lyft, and Sidecar

You've heard of ridesharing by now — but did you know you can score free rides? Pocket referral points from Uber, Lyft, and Sidecar!

Earn More Money by Demanding It

It can be very easy to be manipulated into accepting a lower salary than you are worth. Part of this is a lack of information - it's hard to know what a job should pay. The other p

How to Talk to Mom and Dad About Their Money

Give Dad and Mom the gift of knowing you're ready to help them weather whatever life throws their way.

The 5 Best Portable Air Conditioners

Keeping you cooled off on sweltering hot days isn't easy, but it can be. Just use any of these portable air conditioners and you'll always stay cool.

Can You Afford to Have a Baby?

Here are some financial considerations to plan and account for prior to sprouting your own little guys.

5 Alternative Housing Options You Can Afford

You don't have to live in a van by the river to cut your housing costs dramatically — instead, consider some nontraditional abodes, like these.

From $5 to $30+, Date Ideas for Every Budget

No matter what your budget is or how long you've been together, you'll find something fun (and romantic!) to do on this list of 50 cheap date ideas.

8 Industries That Could Benefit From Climate Change

The global climate is changing, and these companies are poised to profit.

5 Reasons a Big Paycheck Is Not Worth Staying in a Job You Hate

Financial independence is the goal for us all, but it shouldn't come at the cost of a despicable job.