Hot Today

Wise Bread articles that are hot today.

5 Money Accomplishments You Should Be Proud Of

Don't beat yourself up over the financial challenges ahead. Be proud of what you've already accomplished.

Here's Why Credit Scores and Reports Are Not the Same

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

DIY Baby Care for Your Cheap Bum

A dear friend of mine had six children. She once told me that one secret to their financial stability came in the form of making their own toiletries and bathroom items, specifica

Scammers Stole All of My Grandma's Money

The trouble started innocently enough. For as long as I can remember, Grandma bought a lottery ticket each and every week. She promised us, her children and grandchildren, that whe

13 Benefits of Being a Night Owl

Our culture esteems the early riser, but being a night owl has its advantages. Discover how staying up late can help you get ahead.

5 Ways to Make the Holidays More Affordable — Without Taking Out a Holiday Loan

Before you apply for a personal loan to cover your holiday spending, consider these alternatives.

5 Times You Must Freeze Your Credit Report

Freeze! Securing your credit report from fraud or other suspicious activity might save you a big headache later.

Ask the Readers: How Do You Host Budget-Friendly Parties?

Tell us how you host budget-friendly parties and we'll enter you in a drawing to win a $20 Amazon Gift Card!

The 5 Things With the Biggest Impact on Your Credit Score

Perplexed by those three little numbers? Here's the breakdown of what exactly makes up your FICO score.

When Good Cakes Go Bad: A Cheat Sheet for the Uninspired

I’m no cake professional. I can barely manage a Betty Crocker boxed mix with the fluffy frosting from a can. I appreciate all the hard work that goes into a professional piece (b

Ask the Readers: Do You Have a Garden?

Tell us whether you have a garden and we'll enter you in a drawing to win a $20 Amazon Gift Card!

10 Sites and Apps to Help You Track Your Spending and Stick to Your Budget

One of the best ways to manage a budget and control your money is to actively track spending. All of these apps and online tools make tracking your expenses easy.

13 Simple Gardening Skills Anybody Can Master

Having a green thumb is not only a great skill to have — it can also save you big bucks!

Why Women Need Life Insurance — and What to Do About It

You might think that you don't need life insurance coverage — especially if you're single or a stay-at-home mom. Learn why and what you can do.

15 Unexpected Uses for Peanut Butter

You love it on sandwiches. After you get to know it better, you'll also love peanut butter in your hair, on your windshield, and in your ice cream cones.

25 Frugal Changes You Can Make Today

Frugal living does not involve drastic changes. A few small changes can lead you down the right path.

7 Things Your Credit Report Does NOT Include

Your credit reports may be handy snapshots of your financial health, but they don't show the whole picture. Find out what's missing.

4 Annoying Things Bill Collectors Can't Do -- And How to Stop Them

It pays to know your rights when it comes to collections agencies. Here are four things that debt collectors definitely can't do.

5 Ways to Make Adoption Affordable

The road to starting a family isn't always direct — or easy to pay for. Make adoption more affordable with grants, tax credits, and creativity.

What Happens to a Student Credit Card After You Graduate?

Getting a credit card in college is a great way to build credit when you're young. But what should you do with the card after you graduate?