Hot Today

Wise Bread articles that are hot today.

Stop Believing These 5 Myths About IRAs

Don't let these myths prevent you from getting an IRA — the most important savings account you may ever have.

Your Payment History Has a Huge Impact on Your Credit Score – Here's How to Improve It

Don't let your payment history destroy your credit score. Automate your bills and watch your score soar.

Why It Pays to Be a Patient Shopper

When you want something, you want it now! But buying the first acceptable option that fits your budget could be costing you big bucks.

15 Surprising Insurance Policies You Might Need

For just about any life event, there's an insurance policy to cover it. Do you need one of these plans?

5 Mental Biases That Are Keeping You Poor

Your love of lattes might not be totally to blame for your low funds. Cognitive biases could be derailing every one of your money-related decisions.

9 Home Improvements You Should Always Negotiate

Hiring pros to tackle your biggest home improvement projects is unavoidable. What is avoidable is paying exactly what they ask.

How to Save for Retirement While Caring for Kids and Parents

In between caring for your parents and your kids, you need to care for yourself, too — especially your financial future self.

What You Need to Know About Homeowners' Associations

A home in an HOA may come with fabulous amenities, services, and sense of community. It will also come with a cost.

What to Do With a Windfall

You just stumbled upon a big pile of money. Congrats! Here's what you should do with it.

10 Easiest Items to "Flip" for Cash

There are tons of things in your house right now that could easily be flipped for cash. It just takes a good eye and some elbow grease!

5-Minute Finance: Create Financial Goals

Deciding on a goal is a critical first step in every endeavor. Here's how to set financial goals that will lead to a brighter future.

Why You Should Call Your Mortgage Lender Every Year

When was the last time you gave your mortgage lender a ring? If it's been a few years, you could be throwing money out the window.

How to Make Moonshine

Making moonshine is especially easy because running it through a still makes all the delicate balancing of flavors that mark a great beer or wine irrelevant.

How to Prepare Your Money for the Coming Economic Slowdown

Experts warn an economic downturn may be on the horizon. Is your money prepared?

Ask the Readers: What Financial Topic Do You Want to Learn More About?

Tell us what financial topic you want to learn more about and we'll enter you in a drawing to win a $20 Amazon Gift Card!

5 Financial Mistakes You Need to Stop Making by 30

By the big Three-Oh, you're no finance rookie. Leave these money mistakes in your 20s and kick bad spending habits to the curb. No excuses!

How to Get a Free Fraud Alert on Your Credit Report

Placing a fraud alert on your credit report is an easy (and free!) way to protect yourself from identity theft. But there's a catch.

5 Ways Credit Card Rewards Can Cost You Money

Credit card rewards are great when you're rolling in cash back and other major discounts, but beware of the times when they can actually cost you.

How to Get Laid Off: A Step-By-Step Guide

It seems ironic in this economy, and with a high unemployment rate, that anyone would want advice about getting kicked from a job. But last week a question was posed to me, and it

How to Protect Your Child From Identity Theft

Identity theft is scary. When your kids are the target, it's positively terrifying.