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Wise Bread articles that are hot today.

5 Things Lenders Look For in a Loan Application

Ready to make a house a home? Get a leg up on a mortgage application by knowing what lenders are looking for.

Best Money Tips: Effectively Reduce Your Food Budget

Today we found some great articles on reducing your food budget, social media's role in job search, and saving on your water bill.

Best Money Tips: How to Get Paid to Watch Videos

Today we found helpful articles on getting paid to watch videos, avoiding budget burnout, and coming up with the down payment for a home.

The Make You Wanna Holla Presentation

In a realm where the DJ is dead and many spend more time texting and e-mailing than talking, defeat the Borg with a little bit of imagination. And if you've got your PC or Mac join

Best Money Tips: Frugal Ways to Enjoy Summer Fun

Today we found some stellar articles on frugal ways to enjoy summer fun, money mistakes we've all made, and reasons to talk honestly about money.

Ask the Readers: What Was Your Most Recent Splurge?

Tell us about your most recent splurge and we'll enter you in a drawing to win a $20 Amazon Gift Card!

6 Things Every College Student Must Know About Private Student Loans

Private student loans may look like a good way to fund your education, but there are a few things you should know before you sign the paperwork.

What You Need to Know About Adding Another User to Your Credit Card

Adding an authorized credit card user can help someone build their credit. But how exactly will it affect yours?

Paging Doctor Jones… Free Pizza Dr. Jones?

In another crazy promotion scheme cooked up by the people at Papa John’s, you can score a free pie if you share Indiana’s name.

Barter Explained: Why It's Wise to Barter

"Barter." We hear that word a lot these days. Do a Google-search and you'll be deluged with websites on the subject. But what exactly is barter, why is barter seeing a huge resurg

Should You Buy Your Leased Car?

Not ready to part ways with your leased ride? You can buy it. But that doesn't always mean you should.

Five More Tips For Eating In Restaurants And Sticking To A Budget

Even if you are working hard to keep your discretionary spending to a minimum, you can still enjoy a restaurant meal once in awhile.

Rutgers is Giving Away $1500 to Wise Bread Readers!

Don't miss your chance to win your share of $1500 in prizes from Rutgers!

UTMA/UGMA Custodial Accounts

Over the years, Uniform Transfers to Minors and Uniform Gifts to Minors custodial accounts (also known as UGMA and UTMA accounts) have become less popular than college savings opti

Don't Get Taken by the Latest Secure Credit Card Scam

A fake bank is offering phony secured credit cards to consumers with troubled credit histories, and reading the fine print may not be enough to protect you.

5 Frugal Living Truths Every Stay-at-Home-Parent Should Know

When the daily Stay-at-Home routine starts to wear thin, take heart. You're living — and teaching — some valuable frugal living truths.

Help End Hunger, Get Kindled, and 3 More Positive Web Tips You Should Know About

There are days when little bits of good news can help undercut the bad. With a recent initiative by Tyson to end hunger, a new super-groovy Kindle-esque iPhone app, and a killer c

Your Daily Dose of Caffeine May Be Hurting You

Although the FDA considers caffeine "generally safe and reliable," that daily jolt is not without consequences. Learn how it may be harmful.

5 Ways to Keep Your Credit Cards Safe During the Holidays

Target, Home Depot and JC Penney are just a few of the stores that lost your credit card info. Learn how to protect yourself from future breaches today.

Gifts For Grads

Around springtime last year, as my niece’s university graduation date loomed, I picked out (but waited to buy) what I thought would be an ideal gift: a watch with her alma mater’s