Hot Today

Wise Bread articles that are hot today.

Don't Panic: Do This If Your Identity Gets Stolen

Identity theft is a scary subject. But really, you shouldn't panic. Help is right around the corner.

How to Read a Credit Report

You're ready to check your annual free credit report. Now — just how exactly should you read one of these things?

6 Ways to Vet an IPO Before You Buy

The Facebook IPO has been the subject of a lot of hype — much of which it hasn't lived up to. Learn how to make a well-informed IPO purchase.

6 Safe Places to Visit in South America

These South American destinations are beautiful, affordable, and safer to visit than you might think.

Pre-Approved for Credit Card Offers: Are You Pre-Qualified?

What does it mean when you get a preapproved or prequalified credit card offer in the mail?

13 Ways to Make a Good First Impression at Your Next Job Interview

You did something right on your resume, cover letter, and LinkedIn profile and landed the interview. Don't blow it know by making a bad first impression.

25 Beautiful Things You Can Make With Paint Sample Cards

The cheapest way to spruce up a space is with paint. Sample paint chips, that is.

Credit Cards vs. Debit Cards: A Comprehensive Comparison

“Credit cards and debit cards have the exact same benefits.” I’ve heard this statement for a long time, but I wanted to test it out to see if it is true.

How to Profit From China's Growing Upper Class — Even If You Don't Speak Chinese

China's population of millionaires is booming. Job opportunities for the rest of us are booming, too!

How to Remove Yourself from Mailing Lists and Eliminate Junk Mail

My blood boils when I have a full mailbox, but not one item is personal in nature. Here is how to remove yourself from most mailing lists, eliminating unnecessary junk mail.

The 5 Best Descalers

Softening and cleaning hard water isn't easy, but it can be. Use any of these descalers and your H20 will be free of calcium deposits and limescale.

Clear Out That Clutter: 15 Places to Sell Your Stuff

Get rid of your old stuff, and make money too! No matter what you want to sell, find out where you can get rid of it — and get cash.

Speeding through your mortgage

Now that many of you have crunched the numbers for accelerating your mortgage payoff, I think you are ready for a quick lesson on speeding through your mortgage. Now, I am not sayi

8 Smart Things to Do With Your Settlement Money

A sudden windfall is exciting, thrilling, and — overwhelming! Spend your lucre wisely, or you may find your pockets are empty again soon.

Debt repayment is not an expense

Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental

How to Boost Your Credit Score in Just 30 Days

If a single move could boost your credit score in a matter of weeks, you'd do it right? Here's how disputing incorrect data on your credit report can make a huge difference.

Using PAPER Coupons When You Order Online

Even if you live the all-digital lifestyle, don't put away those scissors yet. Some Web sites are now taking manufacturers' coupons.

How to Freeze Your Credit

A credit freeze can protect you from financial scammers. Here's how they work.

3-Ingredient Instant Pot Recipes That Fit Any Budget

Take the guesswork out of dinner with an instant pot and these easy three-ingredient recipes.

6 Ways Instagram Stars Make Money and Travel the World

Ever wonder how Instagram stars are able to make money and see the world? It's not an easy process, but the end result is certainly worth it.