Hot Today

Wise Bread articles that are hot today.

Manage your fixed expenses

When you think of people ruining their lives with foolish spending, it's easy to focus on the little things that add up--the meals out, the hefty bar tab, the daily Starbucks habit

90% off is not a deal if you don’t need it.

I found myself in a strange battle of wills last week. My favorite store, Target, was having another one of those spectacular sales. Red tags featuring the 75% off, and the rare 90

DIY Bedbug Detector Is Cheap and Effective and Full of Science

If you suspect you may have bedbugs, but aren’t sure how to test for them, try this DIY bedbug detector before calling in the bug sniffing dogs.

21 Things That Young Adults Absolutely Need to Know About Money

While most colleges and universities offer personal finance courses, only a fraction of students sign up for them. It's time for a cram session.

Reverse engineer the best time of your life

Everybody has a "best time" of their life. Maybe it was the summer you spent hiking the Appalachian trail, or a semester abroad during college, or the second half of the first yea

11 Ways to Avoid Bank Fees While Traveling

Bank fees can put a serious damper on your travel budget. Put an end to them with these simple tips.

11 Budgeting Skills Everyone Should Master

Stop dreading the "b-word." Mastering these simple budgeting skills will put you on the path to financial wellbeing.

6 Surprisingly Simple Ways to Motivate Yourself

All the productivity tricks in the world are can't help you if you're lacking motivation. Read on to get some gumption!

8 Sneaky Ways You're Being Upsold

If you have money to spend, chances are, it's going to get spent — especially if you stumble into any of these upsell opportunities.

Rent Your Home or Buy? Here's How to Decide

Rent versus buy is an age-old housing conundrum. Make the decision easy with some math that's easy to figure.

The 5 Craziest Career Shift Success Stories

Get inspired to make your big career move by the stories of these risky — and ultimately successful — leaps of faith to new working lives.

How to Survive the 5 Most Common Emergency Situations

While major disasters are thankfully rare, plenty of small emergencies can catch us unawares. Here's what you should be watching and preparing for.

The 10 Commandments of Reaching Financial Freedom

We all want to reach financial freedom, but there are rules we need to follow in order to get there.

Making Money From Clinical Trials: Worth the Risk?

Participating in a clinical trial can deliver a sizable payday in a short period of time...but is the money worth the risk?

The U.S. Savings Rate Has Tanked — Here's Why That Matters

The U.S. savings rate is the lowest since the Great Recession. Do you need to get your savings back on track?

4 Ways to Avoid Awkward Moments at White Elephant Parties

It's better to give than to receive...especially when you're stuck with the worst gift at a white elephant party. Follow these tips to keep things fun.

How One Woman Retired at 60 and Traveled the World

One early retiree proves it's not how much you make that matters. Instead, it's what you do with what you have that makes all the difference.

9 Old-School Jobs That Are Making a Comeback

While some careers are clinging on for dear life, others are experiencing a powerful second wind. Is yours one of them?

Don’t Cash That Insurance Check; It May Not Be Yours

Did you get an unexpected payment from your insurance company? Health insurance overpayments and mispaym

How These 6 Assets Might Affect Student Financial Aid Eligibility

Financial aid is a huge help for every college student. Let's break down exactly what the FAFSA considers in its calculation.