Hot Today

Wise Bread articles that are hot today.

Credit Card Fees: Hidden and Otherwise

Annual fees, grace periods, balance transfer options…it's a wonderful world of credit card jargon out there, and depending on your needs and planned u

Why We Take on Credit Card Debt

Why some of us take on so much debt — and how others manage to avoid it so well — can seem mysterious. Discover some of the reasons.

Impulse Shopping: A Controllable Handicap

A friend of mine has a pathological weakness for impulse shopping. But using the techniques outlined here, she dug herself out of debt and into impulse shopping bliss.

Best Money Tips: 216 Affordable Gifts for Everyone on Your List

Today we found some awesome articles on 216 gifts for everyone on your list, frugal lunch ideas, and reasons to list or buy a home in December.

4 Ways to Come Clean When You've Been Financially Unfaithful

Admitting your wrongdoings to a partner is hard. Add money to the mix, and that makes things even harder.

8 Fun and Frugal Things to Do with Origami

Origami is a Japanese word that means "fold paper", and it is a very popular pastime around the world. I enjoy origami because it is a very cheap hobby that requires only

Join Our Tweetchat on Thursday 3/7, 12pm PST for a Chance to Win $100 in Prizes!

Topic: Ways to Save Every Day! Join our conversation with Dr. Barbara O’Neill from Rutgers Cooperative Extension for chance to win $100 in Amazon gift cards!

Budget Busters

Every day I read about 60-70 personal finance/frugal living blogs. Through the help of many of our online friends, I have been fortunate enough to put my personal finance position

8 Things to Wait Until After Christmas to Buy

Sure, Black Friday gets all the big discount hype, but the deals post-Christmas can't be beat!

Don't rely on credit for your emergency fund

There's a large group of financial advisors who suggest using credit in place of an emergency fund. That way, you can invest your entire portfolio for maximum return (such as

The 5 Cities the Most Billionaires Call Home

There's nothing frugal about these lavish locations. The world's wealthiest love to call these five mega-rich cities home.

The 7 Best Ways to Earn Travel Points and Miles Without a Credit Card

Good news! There are several ways to rack up travel points and miles without the use of a credit card.

Mommy, Where Do Stocks Come From?

"Mommy, where do stocks come from?" I guess you could say that a stock starts with an idea or a gleam in a business owner's eye...

4 Phone Calls That Will Save You Big Every Month

Shave dollars off your most expensive bills with one simple move — pick up the phone!

10 Money Moves You Need to Make Before You Take a Side Job

You've launched your side gig — great! Now get your finances in order so your extra income doesn't become an extra worry.

The 5 Best Pressed Powders

Keeping your makeup fresh all day long isn't easy, but it can be. Just use any of these pressed powders and you will always look your best.

10 Inexpensive Spring Spruce-Up Ideas for Your Home

Are you ready for some spring redecorating...but your wallet isn't? Don't worry! You can spruce up your space with these 10 budget-friendly DIY ideas.

Ask the Readers: What Are Your Financial Resolutions for 2012?

Tell us about your 2012 financial resolutions and we'll enter you in a drawing to win a $20 Amazon Gift Card!

The Bailbondsman Approach Part Deux: Fiscal Stimulus No Gonna Workie

Paul Michael essentially wrote this post in January but it needs to be said again. A culture that remedies a systemic problem that stems from borrowing, with, well...more borrowing

The Simmons Visa Credit Card: The Lowest Standard APR Available

You won't get rewards or perks or concierge service with this credit card, but you will get the industry's lowest interest rate.