Spirit Airlines World Mastercard® Review

By Kris Majaski. Last updated 6 January 2021. 0 comments

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Spirit Airlines is often considered a leader among affordable airfare, providing the basics for jetsetters with the option to add on features that are usually standard with more expensive airlines. This affordability, in connection with the rewards offered by the Spirit Airlines World Mastercard® credit card, can save frequent flyers in the United States, the Caribbean, and Latin America, a great deal of money. 

How This Card Works

Earn two miles for each dollar spent on all purchases. There is no cap on the number of miles you can earn and miles do not expire as long as you make a purchase every month with your credit card.

You can redeem miles for airfare with Spirit Airlines wit no blackout dates.


Double miles for all purchases. Most other travel rewards credit cards only award bonus miles for purchases in specific categories, or with specific brands. All purchases made outside of those categories generally earn one mile or point for each dollar spent. Two miles for every dollar on any purchase is a very nice reward offer.


Annual fee of $59. Although the annual fee is waived the first year and you do have a couple opportunities to cover the fee later, if you don't earn and redeem miles for flights, the annual fee is going to just be an extra expense. It is important that you use the card frequently enough to earn enough miles for free flights. Furthermore, although Spirit Airlines is known for inexpensive flights, you are charged for extra airline features such as checked bags and printing boarding passes. After paying the annual fee for the card, for tickets, taxes and fees, and other expenses, you could end up paying just as much for your flight as you would with other airlines.

Miles expire. As a card holder, your miles won't expire if you use your card every month. Non card holders who are part of the Spirit Airlines reward program are required to earn or redeem miles every three months to avoid expiration. Although it's a little easier to keep from losing your miles with the credit card, you still have to make a purchase with your card every month. 

Who This Card Is Best For

If you travel Spirit Airlines frequently and don't mind flying with the basics or putting in a little work to find the best fares and award tickets, you can likely save quite a bit of money with the Spirit Airlines MasterCard. It is also best to use the card at least once per month to avoid losing the miles earned.

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