In its simplest form, this site is about personal finance – the kind of personal finance that is useful to normal, everyday people like you and me. My goal is to create a series of discussions that revolve around simple and effective techniques to improve our financial situations – and our situations in general. I, like you, am a normal person and I, like you, have a lot more important things to do than spend all of my waking hours studying stocks, mutual funds, insurance policies, asset allocations, budgets (sorry, spending plans), etc. Alright, ok, as my lovely wife would point out, I do spend a lot of my time doing that already – but I honestly do have more important things that I should be doing!

