The Dividend Ninja is a DIY (Do It Yourself) investor, who started blogging in 2010 about his journey into dividend stocks. After investing in mutual funds for years, and working with a second advisor in 2009, he realized it all came down to fees and commissions. Like most people, the market crash of 2008 and 2009 changed his views about investing and the financial industry.
Here is the bottom line (in the Ninja’s opinion):
The majority of mutual funds are nothing more than dogs, which make money for the fund managers who run them and the brokers who sell them. Commissions, Management Expense Ratios, Trailer Fees, and Under-performance leaves little room for profit in your pocket!
You can do much better with low cost Index Funds, Index ETFs, and quality Dividend Paying Stocks!

