
This has probably been the most challenging year of my life, trying to survive the economic downturn. The months of being unemployed outnumber the months I have worked at a job this year. But I’m not ready to give up yet. And don’t you give up either! I was inspired to start this blog after a year of reading other personal finance blogs. This is my outlet to share what I have learned about managing money and to learn from you! Living richly is not about accumulating the most ”stuff”, rather it is about being spiritually fulfilled, happy and secure with who you are, where you are at, and being with people who make you feel good about yourself.