credit card tips

Why It Pays to Wait Before Applying for a New Rewards Card

Before a sweet perk convinces you to apply for another rewards credit card, you might want to wait for some even better ones.

Do You Need Credit Monitoring to Protect Your Credit?

With data breaches everywhere you turn, credit monitoring seems like a smart thing to get. But do you really need it?

When Should You Pay a Credit Card Convenience Fee?

You may need to pay a fee to use a credit card in certain situations. This is when paying a fee to use credit is a good idea, and when it's not.

Does Your Teenager Really Need a Credit Card?

Does your teenager actually need a credit card? Probably.

Credit Card Signatures Are Going Away — Should You Be Worried?

Major credit card networks are eliminating the need for signatures at the point of sale. What does that mean for you?

How to Get Your First Credit Card and Build Credit

You're officially an adult and now you have your own credit card! Here's how to build credit the right way.

How to Calculate the Value of Your Credit Card Rewards

Ever wonder what your credit card rewards are actually worth? Let's find out.

6 Things to Consider Before Making a Big Purchase for Rewards Points

Paying for a home renovation with a rewards card could earn you a free vacation -- or lots of cash back. Be sure you understand the pitfalls before you dust off your card.

Re-Age Your Credit Card Debt to Protect Your Credit Score

Re-aging your credit can be good or bad depending on the circumstances. Learn when you want your credit re-aged and how to make it happen.

2-Minute Guide: How to Use Balance Transfers to Pay Off Credit Card Debt

Balance transfers can help you out of debt in a hurry. Here's how to use them to clear that credit card debt.

How to Ease into Credit Card Rewards After Debt Repayment

You've conquered a mountain of debt. Congrats! Before you go right back to using credit cards again, learn how to proceed with caution.

Here's What a Balance Transfer Does to Your Credit

A balance transfer can help you pay down debt faster, but it comes with some costs, including a few you may not see.

How to Reduce the Costs of a Cash Advance

Borrowing money against your credit card may be more costly than you think. Consider these strategies to avoid cash advances, or at least minimize their costs.

Why New Purchases On a Balance Transfer Card Can Cost You

Using your balance transfer card for purchases is typically a bad idea, and for more reasons than one.

How the Fair Credit Billing Act Protects You

The Fair Credit Billing Act (FCBA) was created to protect consumers. Here's how it protects you.

What Does Your Personal Guarantee On a Business Credit Card Mean?

A credit card for your small business can be a great way to manage expenses (and earn rewards). There's just one catch.

How to Win a Fraud Dispute With Your Credit Card Company

Thanks to the Fair Credit Billing Act, the law's on your side when it comes to fraudulent card account charges. Here's how to protect your rights (and your wallet).

Your Comprehensive Checklist for a Successful Balance Transfer

Balance transfers can be tricky. This checklist will walk you through the whole thing, step-by-step.

Step-by-Step Guide to Doing a Balance Transfer on Credit Cards

Before you attempt a balance transfer, here's a step-by-step guide on how to do it right.

5 Store Card Pitfalls to Watch Out for

Store credit cards offer huge discounts to lure customers in, but there's a catch. Read about the pitfalls of these offers and how you can avoid them.