Articles on Consumer Affairs

How to Increase the Chance of Someone Returning Your Lost Wallet

It’s not a fun feeling. You’ve reached the checkout at the grocery store, you feel into your pocket, or purse, and realize that your wallet is missing. You heart stops, you walk ou

Tips for Avoiding a Foreclosure Prevention or Loan Modification Scam

Rising home foreclosures have made con artists very busy. These scammers use the public records to find homeowners who are in trouble, and then use a variety of schemes to take

Latvians Mortgage Their Souls For Cash

Some Latvians are selling their souls for cash but not in an amoral or unethical way but literally signing away their souls for a maximum of $1,000. What's your threshold? What are

Your SSN Can Now Be Accurately Guessed Using Date and Place of Birth

It seems that nothing is safe any more. And now your Social Security Number, the lynchpin to you credit score, taxes, government benefits and more, is under attack. It can be guess

Book review: Life Inc.

Corporations were invented a few hundred years ago--created to increase the wealth and power of favored businessmen (and the governments that favored them). They have become such

Would You Accept $200,000 If You Didn't Know Where It Came From?

You know, I hear a lot of people say that frugal people would do anything for dime. Personally, I think that applies more to greedy people, but it got me thinking of a question tha

New Income Based Federal Student Loans Repayment Plan - Can You Benefit?

This month a new repayment plan for federal student loans is going into effect that allows borrowers to base their monthly payments on their income after graduation. Here are some

How to be the best customer

We've no shortage of "How to do good customer service" articles designed to be applied from the company's side. But what about customers?

Making Home Affordable expanded again - borrowers allowed to refinance loans up to 125 percent of value

When the Obama administration first announced the details of the Making Home Affordable program in March, the guidelines for the refinance portion stated that the loan refinanced c

DIY Plastic Surgery: This Is Not A Hoax.

I do a lot of research on the Internet for information about home-made solutions to everyday problems. In fact, I'll be posting one soon that covers recipes for home-made car wax,

Are the new home appraisal rules good for consumers?

On May 1st a new set of home appraisal rules called the Home Valuation Code of Conduct was put into effect by Fannie Mae and Freddie Mac in order to distance realtors and mortgage

How Dissatisfied Do You Need to Be to Use a Satisfaction-Guaranteed Rebate?

Many brands offer them: satisfaction-guaranteed rebates. While this helps to build reputation in the industry and gives genuinely disgruntled consumers an easy fix for their probl

Times Are Tough; Would You Consider A DIY Funeral?

It's never pleasant to think about death and funerals, but if there is one certainty in life, it's that we're all going to bite the dust at some point. And just like most things in

Rebel with a Cause: ING Direct CEO Arkadi Kulhmann Talks Shop

According to Arkadi Kuhlmann, CEO and President of ING Direct and author of "The Orange Code: How ING Direct Succeeded by Being a Rebel with a Cause", credit cards are the opium of

Recalled Robes, Cribs, and Hooded Sweatshirts: Top Safety Concerns You Should Know About

This isn’t the first time I’ve written about recalls. Sadly, they seem to pop up every day – either an indication of our products getting junkier, or a sign that the government is

$8000 housing tax credit can now be turned into cash at closing according to FHA

As part of the Obama stimulus plan passed in January, first time home buyers in 2009 are entitled to a tax credit of up to $8000 that they do not have to repay. This tax credit was

I Just Think Things Should Work Properly too, Mr. Dyson. UPDATED 7/7/09

I don’t own a lot of stuff that’s considered top of the line. Hardly anything in fact. But I do have the “Rolls Royce” of vacuum cleaners – The Dyson DC14 Complete (well, it was to

netSpend: The Story of the Visa Debit Card We Did Not Apply For

This is my story of shock, anger, and finally disgust at the practices of netSpend.

A Restaurant Where You Pay What You Can Afford For The Meal?

It sounds like something out a movie, but it’s actually right out of Denver, my home city. And this wonderful idea is not only incredibly innovative and generous, it’s also working

Are You Doing Bad Things with Your Money?

Today my middle son hit my youngest son in the face with a Ziploc bag full of pennies. It was premeditated, and as I burst into the dining room to sort it all out, I found myself