Money Tips Network

Some people love living with others. They like having family or roommates, and a home that's occupied by more than one person. Other people prefer their own space, and maybe that's who you are. You like the solitude. You love the freedom.

My mother turned seventy a couple of weeks ago. This means a couple of things:

• First, she’s reached the age at which she can receive maximum retirement benefits from Social Security.
• Second, it’s time for her to start taking Required Minimum Distributions from her retirement accounts.

If you’ve been reading Get Rich Slowly for a while, you know that these two routine tasks are less than routine for my family. My mother has fought a long-time battle with mental illness. After a crisis in 2011, my brothers and I realized that she could not live alone. We found a highly-regarded local assisted living facility that specializes in patients with memory issues. (Mom has some sort of cognitive disability that includes memory loss, but which the doctors have been unable to diagnose.)

Like millions of people across the globe, I save money by logging in to Netflix with a username and password shared with me by friends or family. Recent polling of Netflix users showed that 12% of their total viewers are not paying for the service, and it could be costing the company over $500 million per year in revenue.

Ethically, this presents a tricky issue. I used to work in the entertainment industry, and I want all my old friends and coworkers to stay employed. If no one pays for content, people are going to stop making it. At the same time, artists are usually paid based on how many streams and downloads their content receives. Whether I’m logged in legally to Spotify or not, if I listen to The National’s latest album on repeat for five straight hours, the band will get some money they otherwise wouldn’t have received.

Many of us dream of escaping the cubicle and traveling the world. But very few people actually have the means to take the plunge and make it happen. One of the most common reasons for staying put is not having enough money to satisfy that wanderlust.

Giving your teenager a credit card may seem like a scary proposition, but it could be the safest way to teach them about credit. Credit expert John Ulzheimer says it's just like teaching your teenager how to operate a car, but in a controlled environment.

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Living with a learning disability can be a source of great frustration if it’s not fully understood – especially during a child’s school-age years. These disabilities have very little to do with a child’s behavior or level of intelligence. Rather, it comes down to understanding that people who live with learning disabilities are living with a different cognitive wiring than others.

For this reason, a learning disability can affect multiple areas of a person’s life well into adulthood. What can be helpful, however is early diagnosis and early intervention. By identifying a learning disability and implementing adequate and affordable tools for treatment, your child can have a full and productive life.

Types of learning disabilities

There can be a danger of generalizing all learning disabilities by saying that they merely cause difficulty with comprehension. The reality is there are multiple types of learning disabilities, and each have their own fingerprint.

The following is a guest post from Michael Dinich at Your Money Geek.

Retirement takes effort, planning, and consistency. Living an extremely frugal life has never been a requirement. If you love reading financial content, you may have noticed financial experts preaching about the best ways to retire early and be set for life. Their ideas may be good in theory and may work for some, but may not work for everyone.

Extremist may make you feel as if you are behind and not worthy of your own financial goals and aspirations.

Everyone has different ideas of retirement. But the truth is, everyone has different goals for retirement. Some retirees may strive to read 60 books in 6 months and go for daily walks. Others may want to travel the world and enjoy the fruits of their labor.

Is your current lifestyle aligned with your retirement goals?