Money Tips Network

Welcome to Wise Bread's Best Money Tips Roundup!

Sure, the big-ticket, monthlong trips to Europe and Asia get all the glory, and for good reason. But did you know there are plenty of places you can take an awesome vacation right here within the U.S. at a fraction of the price?

If your skin ever feels dry or irritated after you've washed it, consider adding a cleansing balm to your routine.

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Have you ever told yourself you’d go to the gym after just one episode of a TV show, only to end up watching five episodes and then skipping the gym altogether? If so, you’d be exhibiting a type of behavior that economists label “discounting.”

Discounting refers to the fact that we’re wired to highly value the present and care less about what happens in the future. We “discount” the future by placing less emphasis on it. We know that going to the gym will bring benefits, but those don’t come until much later, and after much effort.

Evolutionarily, discounting makes sense. The future was never guaranteed to our ancient ancestors, who lived in a much more dangerous environment. Their survival largely depended on thinking in the now.

But people in today’s advanced societies live, on average, into their late 70s. Given that, discounting can cause us to behave in ways that make our future selves quite upset over the laziness of our past selves.

There are a million and one reasons a girls-only trip might be exactly what you need. Maybe you're planning a bachelorette party and need a few days to unwind before the big day. Or perhaps a weekend getaway has been on the horizon for years but you've never found the time.

You received a raise at work or landed a big client — now it's time to celebrate!

While you may feel like you're on cloud nine after a big boost to your income, going ahead and blowing that raise on a celebratory vacation, car, or gizmo might not be the wisest financial move.

How are you doing with your money? Is your checking account flourishing? Do you have a well-stocked savings account, a growing 401(k), and an emergency fund ready to save you from life's unexpected money mishaps? That's great news.

During the month of May at Get Rich Slowly, we’re going to turn our attention to home and garden topics. To start, I want to take a brief look at the history of the U.S. housing market. Some folks might find this dry. I think it’s fascinating.

Private land ownership is baked into the U.S. culture and Constitution. It’s part of the material plenty we expect from the American Dream. For most Americans, homeownership implies success and freedom and wealth.

But for a long time, homeownership was the exception rather than the rule. Only farmers were likely to own land and a house during the country’s early days. With the coming of the Industrial Revolution, homeownership became more common for urban dwellers. Still, less than half of all Americans owned their homes until the late 1940s.