Money Tips Network
What to Do If Your Employer Won't Pay You
Work is a formal contract. Employees dedicate their time and expertise to fulfill a set role or task. Employers compensate workers for their time with a monetary wage.
How to Avoid Airline Fees in Basic Economy
The airline industry has changed dramatically in the last few years. First, ultralow cost carriers became very successful by offering extremely low fares, but adding fees for nearly everything you can imagine.
How to Spring-Clean Your Debt
Spring is in the air. Most people use the first blooms of the season as a signal to begin the process of spring cleaning; out with the old to make room for the new.
The same thought process should be applied to your finances.
Best Deals for Monday 04/02
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http://www.wisebread.com/bestdeals/today
Handheld Cordless Vacuum, Lithium Quick Charge, 72% OFF, and more...
Cheap DIY Solutions to Spring Yard and Household Hassles
When spring arrives, plants return to life and many creatures stir from dormancy.
Sometimes, you wish they hadn’t.
When my wife and I bought our house five years ago, it was the first home of our adult lives that wasn’t an apartment. We found ourselves surrounded by 80 acres of neighboring farm and, suddenly, with roughly two acres of property to maintain along with our house.
We moved in during December, but received an introduction to most of our household headaches by late March and early April. Ants suddenly made trails to any piece of kibble left behind by cats. The cats, meanwhile, had their paws full with the random shrews and field mice that had appeared in our basement. Moles and voles left dirt piles in our yard, moss began to show up in small green patches on our roof shingles, wasps appeared from under the eaves, and weeds of all sorts appeared amid the grass.
How to Set SMART Financial Goals
Your guide to setting SMART financial goals. We show you how to create goals that are Specific, Measurable, Actionable, Result-focused, and Time-bound.
It’s fairly easy to set financial goals, if you think about it.
“I want to be rich.” “I want to get out of debt.” “I want enough money to retire comfortably.”
See? Easy.
While these are all wonderful, worthwhile goals, I wouldn’t necessarily argue that they are SMART.
What Is a SMART Goal?
You may be wondering why I’m capitalizing the word SMART. Well, while I believe your goals should also be wise, SMART is an acronym for determining just how smart they really are.
How Epicurean Principles Can Help You Transform Your Financial and Personal Life
Over the last few years, one of the most valuable areas of growing my understanding of personal finance has come from reading philosophy. As I discussed a few weeks ago:
Wikipedia provides a great basic definition: “Philosophy is the study of general and fundamental problems concerning matters such as existence, knowledge, values, reason, mind, and language.” Philosophy can be abstract, such as trying to figure out what is real and what isn’t or what it means to truly “know” something, or it can be more practical, asking questions like what the best way to live is.
Eggs on Sale? Four Ways to Take Advantage
During the week before Easter, many stores will put eggs on deep discount, selling them for as little as $0.80 per dozen. After all, many families pick up a bunch of eggs for the Easter weekend with the intent of coloring and decorating them; thus, discounted eggs are a great “loss leader” that stores advertise to get you in the door.
Whenever I see an item on such deep discount, the question I ask myself is “how can I take advantage of this?” In other words, what could I do with a large quantity of eggs to really get the most out of this sale?
Here are some of my answers to that question.
Foolish money mistakes — and how to avoid them
At Get Rich Slowly, my goal is to help you make the best possible decisions with your income and spending. Having said that, we’re all human. We all mistakes. We all do dumb things with money. And I feel like April Fools’ Day is the perfect time to talk about some of the stupid things we’ve done in the past.
Let me give you an example (or three) from my own life.
To begin, I’ll retell a classic tale of my financial foolishness, one that has delighted my readers for over a decade. It’s all about how I paid $1500 for a “free” Frisbee.
This Is Why Your Credit Limit Was Lowered
Credit card companies have the freedom to raise or lower your credit limits as they see fit.
What Happens to Debt After Divorce?
When you consider that 40-50 percent of marriages in the U.S. end in divorce, it shouldn't surprise you that some marriages end in a financially messy way.
How to Avoid 7 Common Spring Spending Traps
Spring is here, and along with a much-needed change in the weather comes something we could all do without — spring-themed retail offer overload.
5 Home Renovations That Will Attract Pet Owners
Thinking about upgrading your home to add more value? Before you hire a contractor, take some design inspiration from pet owners. According to the American Pet Products Association, 68 percent of U.S.
Raising Financially Savvy Kids: Highlights from Our Chat with Jump$tart
Jump$tart joined us for our #WBChat on March 29th to share their insights on how to raise financially savvy kids. Our #afinlitfuture #WBChat featured awesome tips to help people teach kids how to be financially savvy.
Best Deals for Friday 03/30
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How Much Time Do Frugal Strategies Take? Five Time-Tested Techniques
One of the most common complaints I hear about frugal strategies is that they take so much time compared to other options. I don’t really find this to be the case, mostly because this line of thinking ignores the fact that non-frugal strategies also take time and the time difference often ends up being very small for the amount of money you save.
To illustrate this point, over the last several weeks, I’ve actually done a bunch of common tasks in a “frugal” fashion and a “non-frugal” fashion, timed how long each technique took me, and calculated the cost. This helped me get an estimate as to how much money I saved per hour of effort using the frugal techniques. In many cases, I was able to measure multiple times, so I use an average when I can in this post.
So, let’s dig in to a few of these strategies.
The Get Rich Slowly investment philosophy and strategy
As you spend less and earn more, you’ll begin to earn a profit and save more money. Maybe at first you’ll have a few dollars per month in surplus. Eventually, however, you’ll find that you’re saving 10%, 20%, or even 50% of your everything you earn.
The average person spends his surplus on whatever wants come to mind. Instead of using the money to get ahead, he stays in the same place. Or, worse, he falls behind by taking on debt. A smart money manager puts her profit to use by investing for the future.
At first, you’ll pursue short-term goals.
Hilton Honors Aspire Card from American Express Review
When you’re in the market for a premier travel credit card, it’s easy to overlook hotel credit cards. These cards typically only work with one hotel brand, and they offer minimal perks other than loyalty status, room upgrades, or free internet.
But the new Hilton Aspire Card from American Express takes hotel cards to another level. While it’s a hotel card at its core, this premier credit card offers broad travel benefits you can use to improve your entire travel experience – and not just your experience at Hilton brand hotels. Keep reading to learn more about this offer, what it’s worth, and some popular alternatives. But first, here are the main benefits to be aware of as you consider this option:
3 Tactful Ways to Ask for Money for Your Wedding
Your partner put a ring on it and now you get to marry the person of your dreams. Congratulations! While planning a wedding and figuring out how to pay for everything can be stressful, you also get to create a wedding registry and select all the gifts you want people to give you.
5 Affordable Caribbean Cruise Ports for Families
Like all-inclusive resorts, Caribbean cruises offer many components of a vacation for a single nightly rate.
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