The deadline to file your tax return is quickly approaching, so it's a good idea to wrap things up and double check for any deductions or credits you might have missed.
It's extra important to pay close attention and make sure you're getting the most of deductions this year.
It can be thrilling to chase credit card rewards. When you use a travel rewards credit card, you earn points and miles that you can redeem for a free trip.
You're nearing retirement. Once you hit this milestone, you won't have any reason to worry about your credit score, right? Not exactly.
Maybe you expect to have your auto loan and mortgage paid off by the time you hit retirement.
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This week's topic: Raising Financially Savvy Kids!
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I’m currently midway through the intriguing book Triggers: Creating Behavior That Lasts and Becoming the Person You Want to Be by Marshall Goldsmith, and I’ve already adopted a tactic from it that’s shown surprising dividends in my life that I wanted to share with you. I’ve actually found a lot of interesting things in Triggers that I intend to discuss at length in the future, but this one tactic is really clicking with me and I wanted to share it as soon as possible.
For many years, my disorganized and overflowing closet was the focus of my mornings. I’d stand in front of my clothes, not wanting to wear what I could see and unable to see what was hiding in piles and boxes meant to help organize the mess. I’d notice the minutes ticking by on the clock, and then throw on whatever I grabbed first.
Then, five years ago, I read about capsule closeting and Courtney Carver’s Project 333. By concept, capsule closeting is a way of simplifying and streamlining your wardrobe to a manageable number of items. It’s an opportunity to reduce wasted time and energy spent doing exactly what I had been doing each morning.
They say no big reward comes without risk. That can be a hard pill to swallow, especially when it comes to our money.
Most of us would rather not put our hard earned cash at risk.
Indoor and outdoor greenery make a home feel homey, but plants, even fake ones, can put a sizable dent in your decorating budget. Add a little life without subtracting too much from your cash stash with these money-saving tips.
If you're traveling overseas on a one-way ticket, but haven't booked a journey out of the country you're visiting, you may be in for a shock at the airport. As a precaution against tourists overstaying their visas, many countries require that you prove your intention to leave.
Welcome to Wise Bread's Best Money Tips Roundup!
So you've finally made the jump out of the working world and into blissful retirement. Congratulations! If you've been careful in your financial planning, you should have plenty of money to sustain yourself for a long time and have a happy post-work life.
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Over the past decade, I’ve attended a variety of camps and conferences to speak to people about money. Most of these events are money-related, but every once in a while I’m asked to speak at a non-financial function.
In 2011, for instance, I was on a panel at the International Game Developers Association summit, which is a conference for videogame designers. (How perfect for nerdy ol’ me!) My colleagues and I spent an hour discussing the “gamification” of personal finance — learning to manage money using techniques more commonly associated with games.
Recently, several readers sent me this interesting article from The Outline entitled Being Frugal Is for the Rich. The article criticizes a handful of recent personal finance books, particularly one entitled Meet the Frugalwoods, and seems to make the argument that frugal strategies only lead to strong financial success such as debt freedom or early retirement if you’re making a very large income or are already wealthy. Here’s one of the core arguments of the article:
“So the Frugalwoods appear to be doing pretty well for themselves. And if their story carries a whiff of déjà vu, that’s probably [because] it slots neatly into a classist myth that millions of adults in this country still believe: the story of the American Millennial.
If you’ve ever struggled with credit or debt problems in the past, you probably want to help your child avoid repeating your mistakes. On the other hand, if you’ve managed your credit soundly and understand the benefits of doing so, that’s a life-skill you’d probably like to pass on to your children.
Regardless of your motivation, parents want good things for their children, and helping your child to establish good credit certainly falls into that category. Just make sure you don’t hurt your own credit in the process.
Why You Should Never Co-Sign
Credit cards can be great tools to help your child establish a solid credit history, provided the accounts are managed properly. Once your child turns 18, they may be legally eligible to open a credit card in their own name. The catch, however, is that for people under the age of 21, there are certain restrictions.
Ever feel conflicted at the pump when you need to choose between premium gas and standard grade? Consumers as a whole have been led to believe that items with the "premium" name tag are worth the money — and can even save us money long-term.
Your primary care physician is someone with whom you should feel comfortable, so you can ask questions, get recommendations, and seek guidance for your health and the health of your family. But selecting one is not an easy decision.
Re-aging a delinquent credit card account can be a great way to wipe out payment errors in your past, or it can be a way to reanimate debts that you are no longer legally required to pay. The difference lies partly in who's requesting the re-aging.
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