Money Tips Network

Though it may seem unthinkable to U.S. citizens, there are many countries all over the world that offer residents the benefit of no, or very low, income taxes. But before you start packing your suitcase and heading overseas for a tax-free life, keep in mind that U.S.

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Once a month (or so), I share a dozen things that have inspired me to greater personal, professional, and financial success in my life. I hope they bring similar success to your life.

1. Thoreau on happiness

“Happiness is like a butterfly, the more you chase it, the more it will evade you, but if you notice the other things around you, it will gently come and sit on your shoulder.” ― Henry David Thoreau

I spent a lot of years of my life chasing happiness, believing that I could somehow build a “happy” life. What I learned is that such an endeavor is basically impossible.

Instead, you should try to build a life that’s in line with what your values and principles are, and what you’ll find is that happiness naturally bubbles up as you get closer and closer to that destination.

Though I don't work the night shift, I'm an avowed night owl. Some of my best writing happens between the hours of 1 a.m. and 4 a.m. (when most folks are in full REM mode). But indulging my nocturnal tendencies without risking my health takes a little bit of strategy.

You are a financially responsible adult who has been a loyal customer of the same bank for years. Now you find that you've been hit with a random checking account fee.

America Saves joined us for our #WBChat on March 1st to share their insights on saving for retirement. Our #ASW18 #WBChat featured helpful tips to assist people in succesfully saving for retirement.

David writes in:

As per your suggestion I have been tracking my net worth over the past year and it has gone upward (good!) in an almost perfectly straight line (bad!). Based on your articles and my own intuition, shouldn’t it be accelerating and going upward in a parabola shape?

Assuming that there is no change in a person’s spending or professional income and assuming that they are spending less than they earn and doing something productive with it, then over a long period of time, yes, that person’s net worth should start to accelerate. As that person pays off debt, he or she will be able to devote more and more money each month to paying off the balance of debts and less and less to paying off interest. Eventually, that debt is gone and that money goes toward investments, which start to grow on their own as the returns on your investments are reinvested and begin to earn on their own…

That’s not happening in David’s case, though. Why not?

Sunday night’s Oscars are supposed to be a celebration of Hollywood’s best and brightest, but they’re also a reminder of the cost and overall state of a night out at the movies.

Both the Academy Awards and Sundance Film Festival are designed to bring a little warmth into a cold winter, but the $8.97 average cost of a movie ticket in the United States has moviegoers a bit heated for other reasons. According to the National Association of Theater Owners, that price is nearly 25% higher than it was a decade ago. Meanwhile, the 1.23 billion tickets sold last year in the U.S. was the lowest head count at the movies since 1992.

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