Money Tips Network

Best Deals for Tuesday 02/27

Link for teaser title: 

http://www.wisebread.com/bestdeals/today

Royal Classic White Kitchen Towels, 15-Pack, SAVE 63% OFF, and more...

SAVE 50% OFF Hershey's S'mores Caddy with...

Questions About Food Inflation, Craigslist, Costco, Principles, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question.
1. Finding health insurance
2. Dealing with food inflation
3. Thinking about job offer
4. Enough shopping around?
5. Return of premium life insurance
6. Craigslist scammer
7. Debt after death
8. Costco math
9. List of principles

Three Reasons New Parents Shouldn’t Stress About Saving for College

Just about every new parent I’ve ever worked with has told me that saving for college is one of their top financial priorities. And I always have some mixed emotions when they say it.

On the one hand, it’s great that they want to prioritize saving for their child and giving him or her all the opportunity in the world. It’s especially admirable given that their budget is likely tight due to all the new expenses that come with young children, and that any savings would therefore require some kind of sacrifice.

On the other hand, I know that I’m going to have the tough job of convincing them that saving for college is probably not the right move. That they should be prioritizing their own needs over their child’s college education.

The Crazy Way We Work

Here's an interesting infographic on the crazy way we work.

I'm going to pick out a few of their facts and comment on them.

70% of American workers experience stress-related illnesses.

I can relate to this.

I never knew what a toll stress was taking on my body until I retired. I could literally feel the stress melting away over time. It took about six months for me to fully de-stress after working almost 30 years.

Of course, too much stress is not good for any of us. In this way, our jobs are slowly killing us every day.

33% more heart attacks occur on Monday mornings.

Uh, yeah. Because 1) people hate their jobs and 2) there's a lot of stress there. No surprise here.

6 Worries You'll Always Have No Matter How Rich You Become

Benjamin Franklin once said, "Do not worry about trouble, or what may never happen. Keep in the sunlight." In other words, don't fret.

But it's not always easy to follow Ben's advice. Worrying is a normal, natural thing, and it happens to the poorest and wealthiest among us.

How to Negotiate a Raise Out of the Blue

I want a raise. It's a thought that most people have at some point or another. After all, you're an outstanding employee. You work hard. Of course you deserve a raise.

A yearly or biyearly raise is common, but not a guarantee.

How Hotel Booking Websites Can Save You Money (And Headaches)

The seemingly straightforward task of trying to book a hotel can turn into a complicated ordeal if you're not sure how best to go about it. Just choosing from the large number of booking sites out there can be a puzzling undertaking in itself.

What Happens to Your Apartment When Your Landlord Gets the Boot

Finding the perfect rental for you and your family is hard enough. After searching through hundreds of listings, touring apartments, and finally moving in, the last thing you want to worry about is any hiccups with the property.

5 Creative Ways to Relieve Stress During Tax Season

Tax season is upon us, which means millions of Americans will be stressing out about filing their IRS forms correctly and whether they will receive a refund this year.

But just because getting ready for Tax Day can be emotionally taxing (see what I did there?) doesn't mean it has to be.

Best Deals for Monday 02/26

Link for teaser title: 

http://www.wisebread.com/bestdeals/today

Levoit Cora Himalayan Salt Lamp, 64% OFF, and more...

SAVE 69% OFF 3D Sleep Eye Mask Cover with Free Ear Plugs,...

How Much Will It Cost Us to Switch to a Mediterranean Diet?

The Mediterranean diet can fix several of a consumer’s problems, but not their budget.

Incorporating dietary staples of many countries bordering the Mediterranean Sea, the Mediterranean diet places heavy emphasis on plant-based foods (fruits and vegetables, whole grains, legumes, and nuts) and swaps in oils for butter, herbs and spices for salts, and fish and poultry for red meat.

When my wife proposed it this year — as we have a few weddings coming up and enjoyed a bountiful holiday season — my initial response was “of course, that’s what I always ate.”

On ‘Falling Off the Wagon’

There have been so many times over the years when I’ve been caught up in the heat of the moment and spent more money than I should have. I either splurged on something completely forgettable or I bought something that I really didn’t need and wouldn’t have even wanted had I given it more reflection.

Sometimes, it’s easy to fall into a small pattern of this behavior, when I slip into a little routine of spending money without any real consideration. I’ll buy this thing or that thing and, at first, it’s well within my “hobby money” for the month, but then I’ll just not be paying much attention to it or I’ll be involved in something that’s gobbling up my attention and focus and the next time I really think about things, I’ve overshot my plans by a lot.

How to Keep Student Loans From Wrecking Your Retirement

Student loans are not just a burden to young college grads, but to those nearing retirement age as well. Many Americans who have to choose between saving for retirement and paying for a child's college education opt for the latter.

That can be a problem.

7 Questions to Ask Before Moving Out of State

Growing up in Pennsylvania, I learned to dread the winter months. The cold and snow would leave me feeling depressed and miserable.

How to Dress for Success Before You're Successful

Designer suits, handbags, shoes, and accessories — these are often visual displays of wealth and success.

Best Deals for Friday 02/23

Link for teaser title: 

http://www.wisebread.com/bestdeals/today

Hair Straightener Brush, 60W Professional Heated Ceramic, SAVE 63% OFF, and more...

SAVE 82% OFF 5 Piece Chef's...