Money Tips Network

The Best Student Loans of 2021

Figuring out how to pay for college can be overwhelming. From federal loans to private lenders, here's what you need to know to find the best student loans.

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5 reasons why we budget every month

Recently in the Millionaire Money Mentors forums, there was a discussion on how people control their spending.

One concept was mentioned over and over: Budgeting.

Sweeping semantics like “budget” vs. “spending plan” vs. “spending goal” and so forth, most of the participants saw the value of being aware of planning at some level for spending.

For now, we're better with budgeting than without

My finances were pretty simple prior to getting married (early aughts). It was just myself and a nice income. (Any income from a “real” job is nice income following being a grad student!)

As such, I didn't really have to budget much at all.

5 Reasons to Not Cosign a Loan

It can be rather tempting to agree to cosign a personal loan when a friend, family member, coworker or roommate asks for your help. The problem, though, is cosigning a loan carries a lot more weight than just letting someone use your name to get approval for something they currently can’t afford.

While there are some instances where cosigning goes well, there are countless instances where everything does not work out as planned. What may seem like a quick favor could turn into financial troubles for you for months or years to come.

Check Your Personal Loan Rates

Answer a few questions to see which personal loans you pre-qualify for. It's quick and easy, and it will not impact your credit score.

Is it Worth it To Refinance Into a 15-Year Mortgage?

If you’re trying to pay off your mortgage loan as quickly as possible, you might be wondering whether to make higher payments each month to get the job done. But can you pay a 30 year mortgage in 15 years? It’s possible, but in many cases it might be easier or cheaper to refinance to […]

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