Money Tips Network

What Does Renters Insurance Cover?

Although more households are choosing to rent their homes rather than own them, not many renters are choosing to insure their belongings. According to the Insurance Information Institute, 91% of homeowners have homeowners insurance, but only 46% of renters have renters insurance.

Find the Best Renter Insurance

Enter your ZIP code below and be sure to click at least 2-3 companies to find the very best rate.

Best Emergency Student Loans

If you're in a bind and need quick cash to stay in school, check out our breakdown of when to turn to emergency student loans and what to watch out for.

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MBA Student Loans Rates

Going to B-school is hard enough; we made finding an MBA student loan easy with this in-depth review of the best private lenders offering low-interest financing.

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Do Low Interest Rates Change the Rules for Getting a Mortgage?

A lot of different “rules” are passed around regarding the size of a mortgage that a person or a family should take out in order to afford a home.

One common one I see and hear repeated is that you should never take out a mortgage that has a value of more than twice your annual income. From what I can tell from my research, this one originated in the book The Millionaire Next Door by Stanley and Danko.

Another “rule” I’ve seen on this subject is that you should never obtain a mortgage with monthly payments that exceed 25%/28%/30%/32% of your monthly household take-home. The percentage tends to vary quite a lot.

I think both of these rules make sense in different ways.

Personal Loans for Self-Employed

Here’s the deal: We found that the best bad credit personal loans when you are self employed come from NetCredit, which we explore more deeply in this post. We also look at the best good credit personal loans for the self-employed (SoFi) and the best personal loans for the self-employed when it comes to customer […]

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Best Online Lenders of 2021

We’ll get to the point: LightScream offers the best overall online personal loans, in our opinion. We fully explore LightStream, with its pros and cons, later in this post. We also look at the best online loans for average credit (Avant) and the best online loans for peer-to-peer lending (Lending Club). In this post, we […]

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What Are Typical Refinance Closing Costs?

When mortgage interest rates decrease, many homeowners start to wonder whether they should refinance their existing mortgages to get a lower rate or a different loan term. However, the additional closing costs you pay when refinancing can sometimes make refinancing more expensive in the long run. In some cases, the amount of interest you’ll save […]

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