Money Tips Network

New American Funding has been in the mortgage lending business since 2003 and is headquartered in Orange County, California. With 204 branches in 31 states, New American is leading the way in lending processing speed and diversity in the workplace. This lender serves 48 of the 50 states in the U.S. and recently won two […]

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This week's topic: Preparing for Coronavirus!

When a person steps back and looks at their life as a whole, those observations almost entirely fall into the things that they have or the things that they’re missing. These might be physical objects, or they might be things like relationships and personal skills, but many life assessments tend to break down into what you have and what you don’t.

I do this very thing myself. If I’m taking stock of my life, I’ll notice a lot of wonderful things that I have: my health, my family, home, friendships, hobbies, some of my meaningful possessions, my ability to think, skills and so on.

At the same time, I’ll also notice a lot of things that I don’t have, things that I wish that I had. I’ll think about places I want to visit. I’ll think about things I want to do. I’ll think about possessions that might be nice to have. You get the idea.

In the U.S., 36% of households own at least one dog. There are so many joys that dogs provide to families, however owning a dog can also come with liabilities. Even the friendliest family dog can bite someone if they’re scared or defending their owner, territory or food.

That’s why states have introduced legislation to address the consequences of dog bites. The punishment for dog owners whose dog has attacked someone can vary on a variety of factors, such as the severity of the bite, leash laws in the location the bite occurred, if the dog was previously known to be vicious and more.

Here we’ll break down everything you need to know about dog bites, including what to do if your dog bites someone. Plus, check out our own survey data about what Americans would do if they were bitten by a dog.

For the first several years of our adult lives, Sarah and I lived paycheck to paycheck. Most of the time, we would have been unable to pay our bills when they were due if our next paycheck didn’t safely arrive in our account right on schedule.

From a super short term perspective — on the order of hours and days — it made sense. We had money in our account. We wanted something. We went and bought it. Our next paycheck would help us deal with our bills, so we didn’t worry about it. Still, if we ever stepped back and looked at a wider perspective, it was disastrous.

We had no emergency fund. If a real problem came up, like a car not starting, we were in a real jam.

We had extremely limited domestic skills. We didn’t know how to prepare many meals because we rarely ate at home, and everything seemed difficult and time consuming.

When I found out that my favorite comedian was coming to town, I couldn't wait to buy tickets. Each seat in my preferred section cost $84, which was a little high, but I figured it was worth it to see someone who consistently makes me laugh.

If you have some spare time and are looking for ways to make a little extra money, you could try filling out surveys for money. With survey companies paying out millions of dollars to users each year, it’s a legitimate way to earn an income online.

Or is it? There’s a natural skepticism whenever this topic is brought up in personal finance circles, and for good reason. For starters, far too many people have been burned by the claims of ‘scammy’ survey sites in the past, walking away with nothing more than a whole lot of wasted time. And, let’s face it, you’re never going to get rich filling out online surveys. Forget rich, you’re going to struggle just to get to minimum wage.

We tend to think of sweeping hurricanes and thunderous tornadoes when we purchase homeowners insurance coverage, but a burst pipe is no less formidable. A burst pipe can cost you $10,000 in damages, no small sum by any means.

Water damage is one of the leading causes of insurance claims today, leaving room for deeper issues like black mold. That’s why it’s important to consider water damage coverage when choosing your homeowners insurance plan.

There are perks of renting. If your water heater breaks, your landlord picks up the tab. If the housing market busts, you’re not out any money. But not all of your concerns can be taken care of by the landlord, which is why renters insurance is important.

Find the Best Renter Insurance

Enter your ZIP code below and be sure to click at least 2-3 companies to find the very best rate.