Money Tips Network

Most people who find their way to The Simple Dollar have one key thing in common: they want to achieve some level of financial success that they don’t currently have in their life.

For some, just keeping their head above water without continuing to rack up overdrafts and finance charges is all they want. Others want to get rid of a few debts. Still, others might want freedom from debt entirely or to retire comfortably or even early.

All of us are drawn together by that common thread: we want more out of our money than we’re currently getting.

Here’s an interesting question, though. What exactly is that “more” that you want out of your money?

When you think about the financial success that you want, what exactly does it change in your life? What does your life look like if you achieve the financial success you’re striving for?

Georgia is one of the most expensive states for renters insurance, as they’re the sixth most expensive state, with premiums around $243 annually in 2017 compared to the average premium of $180 in the United States. Even with the extra cost in Georgia, renters insurance can be affordable and can save you a lot of money if something happens that would require you to use your coverage.

Find the Best Renter Insurance

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When considering renters insurance, there are several things to consider:

When Hurricane Irma came whipping into town in September 2017, areas throughout the Atlantic basin suffered from severe winds gusting upwards of 185 miles per hour and storm surges that soared as high as 39 feet before crashing down and taking everything with it.

Find the Best Home Insurance

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If you’ve recently moved into a new rental property, it’s time to start thinking about purchasing renters insurance. Because North Carolina experiences hurricanes and other extreme weather, homes and apartments in the state are at an increased risk of damage or destruction—and so are your personal items. Although it’s not required, having renters insurance ensures that your personal belongings are protected from certain catastrophic events.

Whether you’re scaling down to a rental property for retirement or moving out of your parent’s house with hand-me-down furniture, you need renters insurance. Michigan renters insurance is affordable and can help replace your belongings in case of fire or burglary or pay legal expenses following a mishap in your home.

Find the Best Renter Insurance

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According to The Zebra, a research company that studies the insurance industry, Michigan renters pay an average annual premium of $155 for renters insurance, nearly $30 less than the national average. When shopping for Michigan renters insurance, look for policies that provide:

is a fantastic choice for earning 2x points on all purchases as a small business owner (up to $50,000 a year, then 1x point per dollar). With $0 (See Rates & Fees) annual fee and a 0% intro APR for 12 months from date of account opening for purchases (then ongoing 14.74% - 20.74% Variable See Rates & Fees), you’ll have the ultimate flexibility to spend and earn so your small business can grow without worrying about a complex credit card statement.

With this card, you’ll earn 2x points for every dollar you spend on up to $50,000 in purchases each calendar year. After you cross that threshold, you’ll earn 1x point per dollar on every purchase. The card’s flat-rewards rate saves you from having to track categories or activate promotional rates every quarter, giving you the freedom to earn rewards easily.

The is a low-cost credit card that’s a good fit for college students looking to earn cash back rewards on everyday expenses. It offers 2% cash back for purchases made at gas stations and restaurants, up to $1,000 per quarter, and unlimited 1% cash back on all other purchases. Additionally, the card’s intro bonus includes an unlimited cash back match after the first year. Among student credit cards, the Discover it® Student chrome is certainly one worth considering.

In recent years, wildfires have dominated the news. We’ve watched on TV while people evacuated their homes, taking with them just what fit in their cars. In the aftermath, we’ve read in newspapers about huge insurance payouts and how communities have started to recover.

Maybe you’ve wondered if it happened to you, could you rebuild? Would your home fire insurance pay enough money, and where would you live in the meantime? If you’re concerned, read on to find out the ins and outs of home fire insurance.

Find the Best Home Insurance

Enter your ZIP code below and be sure to click at least 2-3 companies to find the very best rate.

Credit cards are a fantastic tool for building one’s credit and making shopping — particularly online shopping — more convenient and more secure.

However, credit cards come with significant risks. I should know — during my late college and post-college years, I racked up a lot of credit card debt that haunted me for many years and drained tens of thousands of dollars from my pocket.

Credit cards are like chainsaws; they’re incredibly efficient and useful tools, but they can also be incredibly dangerous.

As my own children approach the age where they may choose to have a credit card of their own, here are 10 key pieces of advice I’ll give them before they get their first credit card.