Money Tips Network

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Join our Tweetchat this Thursday at 12pm PST/ 3pm EST for lively conversation and a chance to win a $200 gift card or one of two $50 gift cards! Use #WBChat and #MyMoney to participate.

This week's topic: Your Go-To Money Resources!

Masters of Small Talk Never Do These 10 Things — Do You?

Have you been in the situation of needing to make conversation with people you did not know well? Weddings, cocktail parties, and business conferences can be anxiety-provoking if you don't know how to make small talk. Although you may dread it, though, small talk can be a great thing.

The Best Retirement Plans and 401k Rollovers are Online

I’m on a quest to find the best retirement plan to roll over my old 401(k). Since millions of other people are in this same boat, and don’t know where to turn for sound advice, I figured I would conduct the most thorough research I could — publicly — then put my money where my mouth is. At the end of my research I will literally roll over my old 401(k) worth approximately $85,000 to the best plan and company I can find!

A Bit of Background

I’m 33, have two kids under the age of three, and a wife who also has a full-time job. Because my plate is full both at home and at work, I have been desperately searching for the easiest and cheapest way to manage my passive long-term stock and bond investments. I want no hassles and no extra hidden costs.

Amazon listens! (and what we can learn)

We do a lot of shopping through Amazon.  We love the convenience of our Amazon Prime membership, and even made the decision to get an Amazon rewards card.

Amazon is a great place to save some money, easily. Amazon more or less singlehandedly gave rise to the term showrooming.

We save even more on some of our staple foods with subscribe and save — automatic delivery of the same item at set intervals. We have a few more items that we’re looking to put on that list, which could increase the discount we get on the entire order.

12 Surprising Things You Should Keep in Your Fridge

What do you keep in your fridge? If you're like most people in America, you store milk, eggs, meats, cheeses, soft drinks, juices, and a whole bunch of fruit and vegetables. In short, the fridge is for food, right? Well, not always. (See also: Fridge or Counter?

Best Deals for Wednesday 10/15

Link for teaser title: 

http://www.wisebread.com/bestdeals/today

JCPenney: Extra 20% off apparel and accessories w/ coupon, Extra 50% off Shoes at Tilly's, Kitchen Items at...

87% of Homebuyers Think They Know How Much Home They Can Afford (But They Really Don't)

Seven years ago, when my husband and I were house hunting, we were sure we knew how much house we could “afford.” However, once we started really looking at the numbers, and comparing costs to our situation, we discovered that we really didn’t have an idea of what we could really...

Some Thoughts on Extreme Cheapskates

Extreme Cheapskates is a “reality” television series that airs on TLC that just entered its third season. Over the last two years, the show has launched a new season in October and, as with the previous two Octobers, I’ve been asked a few questions about my take on the show.

First of all, I’m not a regular viewer of “reality” television shows – or of most television shows, for that matter. While I do watch a few series, most evenings, I’m working on personal projects or reading a book. It’s just a personal preference; many of my family and friends are avid television viewers. I just get more personal enjoyment and fulfillment out of reading a book or playing a game with friends than I get out of watching a television program most of the time.

20 Ways to Entertain Your Kids for Free

If you've ever been stuck wondering what to do with your kids on the weekend, this list is for you. You don't need to spend a dime to entertain your family and bond in the process. Sometimes the best things in life really are free! (See also: 47 cheap, Fun Things to Do This Weekend)
1.

Protecting Your Business From Natural Disasters


Hurricanes and earthquakes can wreak havoc on your business, but too many owners overlook these risks.

Running a business is fraught with challenges that must be addressed on a daily basis, ranging from personnel and payroll to competition and cash flow. Most business owners recognize the need to insulate themselves from risks, both internal and external. After all, hazards abound, whether they’re the result of honest errors on the part of the business or third-party negligence. Each of these risks are usually protected against by insurance, such as business property coverage or errors and omissions insurance.

Lifestyle inflation: How to decide if it’s ever okay

This article is by staff writer Kristin Wong.

Despite that I don’t own it, I like my apartment. It’s got a mountainous view, it’s comfortable, and my neighbors are few but friendly. Sure, I’d like to own a home someday. But, unless I move to another city, that probably isn’t going to happen in the next few years. I’m fine with that. Like my neighbor said, I’d rather live here than anywhere else, at least for now.

If you sense a wee bit of defensiveness in my tone, you’re not imagining it. Part of me is trying to justify something.

6 Signs That You're Sleep Deprived

Yawns, irritability, lack of oomph. These are the tell-tale signs of sleep deprivation we're all familiar with. But studies show a shortage of slumber can have far greater — and stranger — consequences on our bodies and minds. (See also: 8 Hours? 9 Hours?

The 5 Best Rechargeable Batteries

Modern electronics are getting ever more powerful and coming with ever more capabilities, but no matter how great your electronic device is, it's powerless when it runs out of batteries.

How California’s Drought Will Affect You

Statistically, 80 to 90 percent of you live outside of California. When you read reports of the drought in California, then, your reaction may be something like, “Bummer for those dudes. Patti, please pass the peas.” You might want to reconsider, though, because chances are this drought could affect you more than you think.

Saying the drought in California is severe is a bit like saying the Queen Mary is a nice little boat. At least one Bay Area scientist says that, based on historic tree ring data, the 2013-2014 rainfall season is on pace to be the driest since 1580 (not a typo). That’s more than 150 years before George Washington was born!

How much longer will it last? A bigger question is: Will this drought continue, and how will it affect you if it does?

How California’s Drought Will Affect You

Statistically, 80 to 90 percent of you live outside of California. When you read reports of the drought in California, then, your reaction may be something like, “Bummer for those dudes. Patti, please pass the peas.” You might want to reconsider, though, because chances are this drought could affect you more than you think.

Saying the drought in California is severe is a bit like saying the Queen Mary is a nice little boat. At least one Bay Area scientist says that, based on historic tree ring data, the 2013-2014 rainfall season is on pace to be the driest since 1580 (not a typo). That’s more than 150 years before George Washington was born!

How much longer will it last? A bigger question is: Will this drought continue, and how will it affect you if it does?

Best Gas Credit Cards of 2014

The best gas credit cards enable you to take advantage of high reward rates on inevitable spending. With more than 200 million licensed drivers in the U.S. traveling on average over 13,000 miles a year, there are a lot of rewards that are going unrecognized and unredeemed.

The best credit cards for gas are actually cash back rewards cards. Each of these credit cards offer higher reward incentives for fuel purchases while providing a return on most other spending.

College Internship Guide

College is tough. You’re applying for scholarships, dealing with student loan debt, taking tough courses, and all while worrying about the end game – getting a job after graduation.

An internship is one of the best things you can do to help with your job quest. If it’s new to you, an internship is a job opportunity while you’re in college that occurs for a set period of time.

Here is your complete guide to finding an internship and how to make the most of it when you get one:

The Benefits of an Internship

What you’ll gain with your internship is priceless. Here are some of the benefits of doing an internship:

Experience

Of course it will depend on your specific internship, but the hope is that you’ll leave with great job experience. You’ll learn more about your industry while gaining skills and know-how that can make you can bring to your next position.

14 Signs You Have a Toxic Relationship With Money

We obsess over it, we hoard it, we covet it, and we hate it… all at the same time. Our relationship with money is anything but simple.

Ironically, it's that same relationship that influences how much of the green stuff we'll have.