Money Tips Network

Best Deals for Thursday 10/09

Link for teaser title: 

http://www.wisebread.com/bestdeals/today

Living Social: 15% off sitewide with coupon, Forever 21 Sale: Up to 74% off + extra 30% off, Up to 44% off...

Tech-Savvy People Have These 10 Things in Their Homes — Do You?

Smartphones aren't the only devices tech-savvy people swear by. In fact, their homes are chock-full of gizmos and gadgets that make life easier and more fun. From the alarm clock to the coffee table, here's our roundup of the smartest home accessories on the market.
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7 Habits That Are Quietly Making You Fat (and Have Nothing to Do With Eating)

Can't figure out why you're packing on the pounds lately? It may not be related to food at all. In fact, some of your habits may be contributing to the spike on the scale.

Books With Impact: Voluntary Simplicity

The “Books with Impact” series takes a deeper look at specific books that have had a profound impact on my financial, professional, and personal growth by extracting specific points of advice from those books and looking at how I’ve applied them in my life with successful results. The previous entry in this series covered Early Retirement Extreme by Jacob Lund Fisker.

5 Things People Who Are Good With Money Never Say

Head to the self-help section of any bookstore and you'll find a whole row of books about how your mindset is what is preventing you from getting what you want in life. It's a really appealing concept.

Student Loan Forgiveness: Move to a Place that Pays Your Loans

Dealing with student loan debt can seem unbearable and overwhelming. As mentioned in the article, 15 Ways To Deal with Student Loan Debt, the average student owes a whopping $40,000 after graduation but almost 19 percent owe $50,000 and above with 5.6 percent owing over $100,000.

Maybe you worked hard to save money in college diligently keeping your student loan debt in mind. Maybe you made some huge financial mistakes during college and ended up taking out much more than you imagined. Whatever road you took to have this student loan debt, now is the time to start planning your exit route.

The problem with being goal-oriented

This article is by staff writer Kristin Wong.

A few months before I decided to quit my job and move, I’d made a whole timeline of accomplishments I hoped to reach within the next three to five years. It included a series of backup plans, too, should Plan A not work out (Plan A: become a hugely successful writer, make lots of money, buy a home in Malibu, take many naps). This timeline included mini-goals of what I hoped to accomplish within a month, year, three years, etc. It included a breakdown of expenses. It also included different scenarios. I asked myself: What would it take for me to give up and move back? In short, it was painstakingly meticulous.

Which was fine, but you could read my stress and neurosis all over it. I showed the timeline to a friend of mine, proudly.

“This is depressing,” she said.

“What are you talking about?” I asked, grabbing it from her. “These are my goals!”

15 Things Most People Screw Up When Meeting the Parents

The dread. Everyone at some point must meet their partner's parents. How can you avoid looking like Ben Stiller in Meet the Parents? Learn from these 15 things most people screw up. (See also: 11 Ways to Have Fun at Your In-Laws)
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Join Our Tweetchat on Thursday 10/9 at 12pm PST for a Chance to Win $300 in Prizes!

Join our Tweetchat this Thursday at 12:00om PST/ 3pm EST for lively conversation and a chance to win a $200 gift card or one of two $50 gift cards! Use #WBChat and #SmartAsset to participate.

This week's topic: Buy vs. Rent!

Saving Money in Your Startup

We get it. You’re starting a new businesses and you’re strapped for cash. There are a million questions going through your head. We empathize with bootstrapping entrepreneurs and small-business owners everywhere, and today we explore meaningful ways (that add up) where your business can save money in the early phases. That said, every small-business owner and entrepreneur has a unique set of circumstances that pertains to their business, industry, strategy, and execution. Here we will outline some of the key choices, some obvious, some less obvious, on ways you and your small business can save money.

Hard Work and Practice Can’t Guarantee Success

I’ve written extensively about taking control of one’s own finances. My life changed for me when I realized I had more control over my personal situation than I previously believed. Every human has the power to make every decision based on a future benefit.

One can choose to use a pay raise to pay off an overdue credit card or to justify the unnecessary purchase of a new car. One can choose to go to work early every day and otherwise impress the executives to earn a raise, or to do nothing beyond the scope of a job description and stagnate in one position in a career for a decade or more. One can choose to work hard in school and excel to prepare for a fruitful career, or to enroll in easy classes, not take education seriously, and not develop the critical thinking skills necessary to be successful later in life.

Best Cheap Car Insurance Options

Whether you have a set of shiny new wheels or a decaying rust bucket, cheap car insurance is a must for staying legal on the road. The good news? You have more control over factors that influence your auto insurance rates than those that affect other types of coverage, such as life insurance or home insurance.

The No. 1 key to finding affordable car insurance is to find and compare cheap car insurance quotes in your area, which you can do by entering your ZIP code below:

Best Deals for Wednesday 10/08

Link for teaser title: 

http://www.wisebread.com/bestdeals/today

Perry Ellis Sale: Up to 80% off + extra 40% off, Eureka AirSpeed Bagless 2-in-1 Vacuum $19 + pickup at Best Buy,...

7 More Luxury Buys You Can Replace With Better and Cheaper Alternatives

There are plenty of ways to spend your money. But if you believe the hype and think you have to spend top dollar buying specific brands, you might be wasting your hard-earned cash.

For every luxury or name brand product, there's a low-cost alternative that's just as useful.

8 Ways You're Wasting Electricity Without Realizing It

With energy prices on the rise and antique power grids patched together with gum and twine, it's time to take some control and get serious about reducing your use of the juice.

6 Thoughts Everyone Has Their First Day of Retirement

It's a major milestone in anyone's life: retirement. You spend so many hours dreaming about just what you'll do with the time, that when it happens, you often aren't prepared for the reality of it.

I want Christmas to be debt-free

This article is by staff writer Holly Johnson.

Fall is finally here, and everywhere I look I see Pinterest-worthy pumpkin carvings, seasonal door hangings, and all kinds of pumpkin-flavored cookies, breads, and pies. Homemade cornstalk creations line doorways and gourds decorate walkways; neighborhood yards are filled with figures resembling ghosts, witches, and goblins.

Even *I* made a homemade pumpkin pie of my own the other day — from a pumpkin straight from my garden. With a recipe from the web up on my laptop, I learned how to clean a pumpkin, prepare it for roasting, whip up a beautiful filling, and make a homemade crust. The kids helped.

Fall is great but…

9 Dumb Little Things You Need to Stop Saying Today

Most of us have things that we say habitually. These can be words or phrases, and we're often unconscious of them, at least until someone points them out.