Money Tips Network

Doug Hoyes shows you how to rebuild credit or raise your credit score using these proven steps. His 2+2+3 rule for rebuilding credit shows you how.

The post How to Raise Your Credit Score appeared first on Cash and Kerry.

What’s up, my friends!?! I hope that you all are doing well. It’s hard to believe, but what was supposed to be a break of a few months – turned into a five year absence. I can’t tell you just how many times I’ve sat down to type and update the blog – but I just never hit the publish-button.…

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Taxes are upon us. Again.

I guess we all have reason to be thankful when we have the income to be taxed, but I doubt many of us would put filing tax returns high on our lists of great ways to spend time.

I'm not an early filer, but at least I'm an on-time filer now. I used to kick the can so far down the road that I'd run up against the extended filing deadline. Progress is progress!

(At least we get an extra weekend to file this year! )

As we get into tax season 2022, most of our taxes are similar to last year's. Here are a few things of interest about this year's for us.

Here we go ….

Erica Alini and Kerry K. Taylor talk financial success for Millennials & Gen Z in her new book, Money Like You Mean It. Unlock the path to housing affordability, investing in a confusing market, and salary negotiation tactics.

The post 5 Personal Finance Tactics for the Real World appeared first on Cash and Kerry.

Today, I want to share a small victory.

Like all humans, I have flaws. One of mine is that I hate confrontation. It's a family thing. I'm not sure why, but none of us like conflict. Sure, this trait has some upsides. My brothers and I don't get into a lot of arguments and fights with our family and friends. And when we do have conflict, we do our best to resolve things quickly.

But this conflict avoidance has some enormous downsides. When trying to make peace, for instance, we're likely to give far too much in an effort to reach compromise quickly. Plus, we don't like to negotiate. Negotiation is, inherently, conflict. No thanks!

In my life, this is especially problematic in circumstances where I need to stand up for myself. Let me give you an example.

Ah, the joys of homeownership.

Remember the peeling paint in the bathroom ceiling that I mentioned last week? The peeling paint that I felt certain was due to humidity from the shower and lack of adequate ventilation? Well, I was wrong. The paint is peeling because we have a leak in the roof.

It seems to be a small leak, but it's a leak nonetheless.

Monday morning, I noticed that there was a tea-colored water stain in the area where the paint had peeled. “I don't like that,” I thought, and I snapped a photo.

I drove up to the family box factory, where my brother and I spent several hours waiting for Mom to be discharged from the hospital. While we waited, we sorted through her paperwork to be sure we had everything in order. We updated her personal-finance records. We chatted about the future.

My mother's health has been declining over the past few months, and it's produced a wee bit of year-end financial drama in our family. (The word “drama” is a bit of an exaggeration. Maybe it's produced some year-end financial consternation?)

As long-time readers will recall, my mother has been in assisted living for more than a decade now. She lives a mellow life filled with television, her pet cat, and a regular routine. Because she has cognitive problems, it's difficult for her to communicate. The doctors call her “non-verbal”, and they can't explain the cause. She cannot form complete sentences (sometimes two words is tough!), and it seems as if she cannot formulate complex thoughts. It's a mystery to everyone.

This morning — because the sky was clear and I hadn't anything better to do — I let the dog lead me on a six-mile walk. For two hours, we wound our way through the streets of Corvallis. We sniffed drains, barked at squirrels, and in every way had a merry old time.

If I'd allow her, Tally would spend hours every day sniffing drains around the city.

As we walked, I reflected on how fortunate Kim and I were when we decided to move here. We were deliberate about our choice, sure, but it was still something of a gamble. Sometimes research and experience don't align. In this case, they have.

Why We Love Corvallis

After four months Corvallis seems like a perfect fit for us. There's so much we love about this place, such as:

Ryobi 18V Chainsaw Review

It’s great for small jobs, but be careful with the leaked oil.

I have a lot of Ryobi 18v tools and they are mostly very good. I’ve owned this chainsaw about a month and it works great for small jobs. This chainsaw is small enough to be operated one handed. However, it would not be safe to lift a ladder. A fallen gum tree was in my path. It took some time for the saw to cut through, but I eventually managed it. It cuts right through anything green.