Money Tips Network

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This week's topic: Negotiating!

When Sarah and I first hit our financial bottom, our natural response was to deal with the immediate problems.

We simply didn’t have enough cash on hand to pay our bills. At that moment, the money in our checking account wasn’t enough even to pay the bills we owed that were due before our next paycheck, even assuming we spent $0 on food or anything else in that timeframe.

We had a lot of debt – multiple car loans, a pile of student loans, a bunch of credit card debt, and some other loans, too.

We had an infant who had just added a bunch of additional expenses to our life – child care being the biggest, of course, but far from the only thing.

Home insurance premiums can vary widely in part because of: Your location Your history of claims Your credit score The age and condition of your home However, there are ways that homeowners can save money on their insurance costs, which we’ll get into. We’ll also walk through which areas in the U.S. are the cheapest […]

The post The Average Cost of Homeowners Insurance appeared first on The Simple Dollar.

In 2017, there were more than 6.4 million car accidents in the United States. 

Thankfully, less than 1% (0.53%) of these accidents resulted in a fatality. However, more than 29% of these accidents resulted in injury and more than 70% resulted in property damage. 

Accidents happen every day. The causes linked to fatal accidents include speeding, driving under the influence of alcohol and other controlled substances, distracted driving, bad weather, decreased visibility of nighttime driving, and more.

A couple of years ago, I wrote a very popular article about goal-oriented planners, in which I reviewed a dozen such planners, pointed out who they were useful for, and then identified the one I was using at the time.

Since then, readers have pointed me toward a number of additional goal-oriented paper planners and I felt like it was time for an update to that original post. I wanted to do this a little earlier in the year so people would have time to look at a few and think it over before buying one for the new year, as many of these planners are year-long planners or otherwise oriented toward a calendar year.

Let’s start from the top.

More and more investors are supporting sustainable companies and green initiatives by moving their money into eco-friendly stocks and banks. However, even if you aren’t familiar with sustainable investing — even if you don’t know much about investing at all — this guide will teach you how to invest and manage your money in a sustainable way while growing your wealth in the process.

Sustainable investing is growing in popularity in no small part because of the public’s increased awareness of our collective impact on the environment. Investors are also beginning to consider the effects of climate change and environmental damage, and what roles they themselves play by holding stock in companies that pollute the environment or release large amounts of carbon dioxide.

Travel is never cheap, and that's especially true if you're flying to a destination far from home.

The rideshare industry has become a popular way for anyone with a car to generate additional income or create a freestanding career. In fact, full-time drivers made around $36,525 on average in 2018. 

While the extra cash alone is enticing for many, it’s important to consider all the factors before diving into a career with Uber or Lyft. These rideshare companies provide drivers with insurance coverage, but many drivers don’t realize that they aren’t fully covered from the time they get in their car to the time they hang up the keys. 

Rideshare insurance, typically purchased as an add-on to a personal auto policy, can help to protect drivers from potential gaps in coverage. However, rideshare insurance bridges these gaps in coverage and keeps drivers protected even before they begin their first trip. 

J.D.'s note: In the olden days at Get Rich Slowly, I shared reader stories every Sunday. I haven't done that since I re-purchased the site because nobody sends them to me anymore. But earlier this year, Mike did. I love it. I hope you will too.

Earlier this year, I sent my wife a text message: “On a scale of 1 to 10, how freaked out would you be if I quit my job this afternoon?”

My wife and I had only been married a short while, but she'd known since our second date that I didn't plan to work in my traditional job until normal retirement age. She also knew that I hadn't been very happy at work in recent months.